How to Pay Bills With Crypto in 2025 | Zypto Official Guide

You no longer need to off-ramp your crypto or transfer funds to a bank account just to pay your bills. In 2025, paying for everyday essentials directly with crypto is not only possible, it is happening over 120 countries through Zypto.

Whether you’re covering your electricity bill in India, paying off a credit card in the United States, or topping up insurance in Egypt, Zypto makes it simple to use your digital assets for real-world payments. If you have ever wondered how to pay bills with crypto, the answer is already live – right inside Zypto App and at Zypto.com.

What You Can Pay Using Crypto

Zypto supports bill payments for over 87,000 service providers globally. That includes

Utility bills such as electricity, water, and gas
Mobile plans and top-ups
Internet and telecom services
Insurance premiums
Credit cards and loan repayments
Government fees and taxes
Education expenses
Streaming subscriptions and app store balances

Over 87,000 billers are already available in Zypto, including many of the world’s most-used providers.

If you are searching for how to pay bills with crypto in your country, there is a good chance you’ll find your biller already supported.

How It Works

You can pay bills with crypto in just a few simple steps

Open the Zypto App or visit Zypto.com
Go to the Marketplace tab in Zypto App or the ‘Crypto Bill Pay’ tab on Zypto.com
Select “Pay Bills With Crypto”
Search for your biller by name or category
Enter your bill details and select your preferred crypto
Confirm the payment and Zypto takes care of the rest

Your payment is converted to local currency and delivered directly to the biller through our crypto payment gateway, Zypto Pay. Settlement takes place within 48 hours. There is no need to use a bank account or withdraw to fiat beforehand.

Once you understand how to pay bills with crypto through Zypto, you can cover everyday expenses using your stablecoins, rewards, or even memecoins.

Supported Cryptos

Zypto accepts over 100 cryptocurrencies for bill payments. These include

Stablecoins like USDT, USDC, HBD, and USD1
Major assets such as BTC, ETH, SOL, and XRP
Memecoins including DOGE, SHIB, PEPE, and more

This gives you full flexibility in how you manage your payments. You can pay directly from your DeFi holdings, reward earnings, or long-term bags without the need for traditional banking systems.

Transparent Fees

The service charges a fixed processing fee of 3% plus $5 per bill. Fees are displayed clearly before you confirm the transaction, so there are no surprises or hidden charges.

Where You Can Pay Bills With Crypto

Zypto’s crypto bill pay service is currently available in over 120 countries, including

More locations and billers are being added frequently, so keep an eye out as the service grows. As long as your provider is listed, you can pay your bills using crypto, straight from any DeFi wallet or exchange account, from anywhere in the world.

A Real-World Use for Crypto

If you are looking for how to pay bills with crypto in a way that is reliable and straightforward, Zypto provides exactly that. You stay in control of your funds, choose the crypto you want to use, and pay directly without needing an exchange or fiat account.

From topping up a relative’s mobile plan to handling your own utility payments, you are no longer limited by geography or financial infrastructure.

Ready to pay your bills with crypto?
Explore the Pay Bills With Crypto service from Zypto

FAQs

Can I pay my utility bills with crypto?

Yes, you can pay utility bills such as electricity, gas, and water using crypto through Zypto. The service supports over 87,000 billers worldwide.

What cryptocurrencies can I use to pay bills in Zypto?

Zypto accepts more than 100 cryptocurrencies, including USDT, USDC, BTC, ETH, SHIB, DOGE, and PEPE. You can choose the asset that suits you best.

Do I need a bank account to pay bills with crypto?

No, you do not need a bank account. Zypto allows you to pay directly from your crypto wallet. Payments are settled in local currency within 48 hours.

Is it safe to pay bills with crypto?

Yes, it is safe when using a trusted platform like Zypto. Your transaction is handled securely, and the payment is processed directly to the biller in fiat currency.