Pay Abroad with stablecoins, like a local.
Hold USDC or USDT in your Zypto App wallet and pay merchants or send to friends and family in their own local currency. Live now in Brazil and Colombia, with more on the way. No local bank account required.
Pay anywhere in Brazil with crypto
Hold USDC or USDT in your Zypto wallet and pay at virtually any merchant in Brazil over Pix, from street stalls to supermarkets, or send money to friends and family.
How it works
- Hold a stablecoin. Keep USDC or USDT in your wallet, no Brazilian bank account needed.
- Exchange, then Pay Abroad. In any Zypto wallet, tap Exchange, choose Pay Abroad, then scan the barcode on the merchant's terminal, or paste a Pix key to send to a person.
- Paid instantly. Confirm, your stablecoin is converted, and the merchant is paid in BRL over Pix in seconds. Works 24/7.
Local context
- Pix is Brazil's instant-payment system, accepted nearly everywhere, for both merchant checkout and sending to people.
- Payments run 24/7, including weekends and holidays, and settle in seconds.
- Merchants and recipients don't need crypto, they receive BRL straight away.
Pay anywhere in Colombia with crypto
Hold USDC or USDT in your Zypto wallet and pay merchants across Colombia through Nequi, on the national Bre-B network, or send money to friends and family. No local bank account required.
How it works
- Hold a stablecoin. Keep USDC or USDT in your wallet, ready to pay in Colombia anytime.
- Exchange, then Pay Abroad. In any Zypto wallet, tap Exchange, choose Pay Abroad, then scan the barcode on the merchant's terminal. The live rate is shown up front.
- Paid instantly. Confirm, your stablecoin is converted, and funds arrive in COP, typically in 3 to 30 seconds.
Local context
- Nequi is a widely used mobile wallet in Colombia, connected to Bre-B, the national instant-payment network run by the Banco de la República.
- Pay in person or support family, recipients spend COP directly from their phone.
- No traditional bank account or remittance counter required.
Pay from your favourite chain.
Hold your stablecoin on the network you prefer. Pay Abroad supports USDC and USDT across three fast, low-cost chains.
Stellar
Available stablecoins
Solana
Available stablecoins
Celo
Available stablecoinsYour stablecoins. Their local currency.
Pay merchants and people on the rails they already use, while you hold USDC or USDT in your own non-custodial wallet. Abroad converts your stablecoin so they receive their local currency, no crypto knowledge needed.
Settlement is fast, typically 3 to 30 seconds. Payments are immediate and cannot be reversed, so check the details before you confirm.
Pay Abroad FAQs
What is Pay Abroad?
Pay Abroad lets you hold USDC or USDT in your Zypto App wallet and pay merchants or send to people in their local currency. Powered by Abroad, your stablecoin is converted and the merchant or recipient receives their local currency over the local payment rails they already use. It is live in Brazil (Pix) and Colombia (Nequi and Bre-B).
What do I pay with?
A stablecoin, USDC or USDT, held in your own Zypto App wallet on Stellar, Solana or Celo. When you pay, Abroad converts it so the merchant or recipient receives their local currency. You do not need to hold their local currency, and they do not need any crypto.
Which countries are supported?
Brazil and Colombia, with more on the way. Each uses the local rails people already trust, Pix in Brazil and Nequi in Colombia.
Do I need a local bank account?
No. You hold USDC or USDT in your own non-custodial Zypto wallet and pay over the local rails. Abroad converts your stablecoin and the merchant or recipient receives their local currency, no local bank account is required on your side.
Does the person I pay need crypto?
No. Merchants and recipients receive their local currency directly, BRL or COP, with no crypto knowledge needed.
How fast is it?
Fast, and fees are transparent, you see the exact fee before you confirm. Payments typically settle in 3 to 30 seconds.
See what crypto unlocks in your country.
Cards, bills, cash, top-ups and more, with availability and local payment methods that vary by country.
From the Zypto blog
Pay With USDC in Colombia Using Nequi – Stablecoin Payments Go Mainstream
Sep 29, 2025
Pay With USDC in Brazil Using Pix – Stablecoin Payments Reach Latin America’s Core
Sep 24, 2025
New Launch – Pay in USDC with Pix in Brazil and Nequi in Colombia With Zypto App
Sep 16, 2025One wallet, every kind of payment
Pay Abroad is one of many things Zypto App does with your balance.
Crypto cards
The Zypto Premium VISA Card, physical and virtual, spent wherever Visa is accepted.
Crypto cardsPay bills
Settle utilities, telecom and billers worldwide from your crypto balance.
Bill payUSDC to Cash
Cash-in and cash-out of Zypto App at participating MoneyGram locations worldwide.
USDC to CashTop up any phone
800+ operators across 170+ countries, in under a minute, paid in crypto.
Mobile top-upsBuy gift cards
Gift cards for thousands of brands from the brands you use, bought with crypto.
Gift cardsHold every chain
Create multichain wallets for 24,000+ assets across 20+ blockchains, with 1,000,000+ crosschain routes.
Multichain wallet
