The Best Stellar (XLM) Wallet App for iOS and Android
Manage your Stellar (XLM) securely in Zypto’s next generation crypto wallet app and Stellar wallet – available on iOS and Android.
Built for self-custody and true decentralisation, Zypto App supports over 24,000 cryptocurrencies, including XLM, with full Stellar integration.
Buy XLM directly with card or local payment methods, and use it instantly across the Zypto ecosystem – from crypto cards to bill payments, mobile top-ups and more.
Why Zypto is, Probably, the Best XLM / Stellar Wallet App
Zypto gives you full control of your XLM with a decentralised, non-custodial wallet designed for performance, security and global access.
Connect directly to Stellar, send and receive XLM instantly, and manage all your assets – not just XLM – from a single, powerful, multichain wallet app.
Whether you’re stacking Stellar or using for real-world payments, Zypto keeps your funds secure and always within reach.
The Stellar (XLM) Wallet That Does More
Hold, send, receive and manage Stellar in one clean, self-custody wallet – with full support for Stellar and the flexibility to track thousands of assets alongside your XLM.
Create unlimited wallets, swap cross-chain via the in-app DEX, and connect directly to dApps and DeFi tools from the same sleek interface.
The Ultimate Stellar Cold Wallet
Turn your XLM / Stellar wallet into true cold storage with the Vault Key Card – a tap-to-sign, credit card-sized hardware wallet that keeps your XLM completely offline until you decide to transact.
Unlike traditional hardware wallets, there are no cables or connections. Your keys remain decentralised, secured by 3FA, optional biometrics, and the Vault Key Card’s split-key architecture.
For XLM holders who want maximum security without sacrificing mobility, this is cold storage – redefined.
Spend, Earn and Do More With Your Stellar (XLM)
Zypto makes Stellar usable beyond the wallet. Use your XLM to fund crypto cards, pay bills with crypto, top up mobiles, and send digital gift cards – all within the app.
Earn ZYP rewards every time you spend, reload, or refer friends. And as a $ZYPTO token holder, unlock exclusive perks and daily bonuses just for being active.
Your XLM isn’t just sitting – it’s working.
What is Stellar / XLM?
Stellar, is an open-source network that leverages blockchain technology to facilitate swift, cost-effective fund transfers across borders and currencies. Stellar’s native cryptocurrency, Lumens (XLM), serves as the network’s native currency, enabling seamless interoperability between diverse financial systems.
The Stellar blockchain uses the Stellar Consensus Protocol (SCP) as its consensus mechanism. SCP is designed to be secure, fast, and efficient, providing several advantages over traditional consensus mechanisms like Proof of Work (PoW) and Proof of Stake (PoS).
Unlike many cryptocurrencies aiming to replace traditional finance, Stellar seeks to enhance and unify existing structures. Its unique selling point lies in its versatility—supporting transactions in any currency, from fiat to crypto. This adaptability has attracted major corporate partnerships and billions in processed transactions.
As an open platform, Stellar invites innovation. Developers can harness its infrastructure to create decentralized applications, Dapps, wallets, or tokens. Recent initiatives by the Stellar Development Foundation have expanded the network’s capabilities, venturing into NFTs and smart contracts.
Stellar’s vision of a harmonized global financial ecosystem, where disparate systems converge on a single, efficient network, positions it at the leader of financial technology’s evolution.
Buy and Cash-In or Cash-Out Stellar Instantly
Buy Stellar (XLM) directly in Zypto App using 130+ fiat onramps, including card payments and local bank transfers.
Swap Stellar to / from USDC instantly inside the app, then cash-in or cash-out USDC in Zypto App at participating MoneyGram locations worldwide.
Your Stellar wallet is always connected, whether you’re buying XLM, trading from/to USDC, or turning digital assets into real-world cash.
Not Just a Stellar Wallet
Zypto App is more than just a Stellar wallet – it’s a true multi-asset wallet and multi-chain wallet that gives you control of XLM alongside more than 24,000 other cryptocurrencies.
From Bitcoin and Ethereum to stablecoins and memecoins, everything lives in one secure app.
Swap across chains with the in-app DEX, track your multi-chain portfolio in real time, and connect to DeFi tools, all without leaving Zypto. One wallet, 24,000+ assets.
How to Set Up a XLM / Stellar Wallet in Zypto App
Getting started with a Stellar wallet in Zypto App takes just a few minutes. Follow these steps:
1. Download Zypto App
Download the app from the App Store or Google Play. It’s free and supports 25+ languages.
2. Create or import your wallet
Open Zypto App and choose to create a new wallet, or import an existing one using a recovery / seed phrase.
3. Secure your wallet
Write down your recovery phrase and keep it offline. Set up your app PIN and activate optional biometric login for added protection. Remember that Zypto is non-custodial, so only you ever control your keys.
4. Generate your Stellar address
Select ‘Receive’ from the menu and search for XLM. Select it to generate a unique wallet address for sending and receiving XLM and Stellar-based tokens.
5. Add funds or connect onramps
Transfer XLM or Stellar-based tokens from another wallet, use Zypto’s 130+ fiat onramps, or swap into XLM directly in the app.
6. Start using Stellar
Manage tokens, connect to dApps, swap across multi chains, and use Stellar for real-world utility with Zypto crypto cards, crypto bill pay, mobile top-ups, and USDC cash-in and cash-out at participating MoneyGram locations worldwide.
Ready to Power Up Your XLM?
Zypto App is the ultimate XLM / Stellar wallet – secure, decentralised, and built for more than just storage.
From cold wallet protection with the Vault Key Card to 24,000+ supported assets, DeFi access, and real-world spending power, it’s the all-in-one DeFi wallet app that does it all.
Download Zypto App today and turn your XLM into a truly usable asset – buy it, store it, protect it, swap it, and spend it, all in one powerful application.
Download Zypto Wallet at Google Play
Zypto Wallet App is available for Android at Google Play
Download Zypto Wallet at the App Store
Zypto Wallet App is available for iOS in the App Store
Frequently Asked Questions
What is a Stellar wallet?
A Stellar wallet can refer to an on-chain address that holds a user’s assets or it can refer to the application that is used to view and interact with Stellar. The Stellar address is a long string of numbers and letters. A good example of a Stellar Wallet App is Zypto.
Does Stellar have its own wallet?
How do I get a Stellar wallet?
It is completely free to create your own Stellar wallet. You can download an app on iOS or Android such as the feature-rich Zypto Stellar Wallet App. After that, you can create a new wallet in just moments. In fact, you won’t just get a Stellar address, but also for many other blockchains and tokens.
Can Stellar reach 100 dollars?
Does Stellar have a mobile wallet?
Stellar doesn’t have just one mobile wallet app. There are many! Probably the most advanced and practical of all of them is the Zypto Stellar Wallet App, which is available for download on iOS and Android. It’s completely free to download and has a huge number of features that are compatible with Stellar.
Is XLM a good investment?
Where is my Stellar wallet address?
Your Stellar exists in just one place; on the blockchain! If you’re referring to where you can find it in your Stellar wallet app, that depends on which one you use. In the Zypto Wallet App, you should go to the home screen of the wallet, click on the address field near the top and then select the appropriate blockchain address for Stellar in the pop-up to copy it.
Will banks use Stellar?
Which Stellar wallet is best?
The best Stellar wallet is the one you feel the most comfortable with. If you like a nice user-friendly interface, plenty of useful features and on top of all of that, rewards like cashback, then Zypto Stellar App is definitely worth taking a look at.
Can I use Stellar to send money?
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