Hold MiL.k (MLK) in a wallet you control
MLK · Arbitrum networkLooking for a MiL.k wallet or a MLK wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold MLK, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
MiL.k runs on the Arbitrum network, which isn't integrated in the Zypto App yet. Request Arbitrum on X and we'll prioritize adding it so you can hold and swap MiL.k.
Request Arbitrum in Zypto AppWhy Zypto is the best MiL.k (MLK) wallet for everyday use
Most MiL.k wallets do one thing: hold MLK. Zypto App is a full DeFi wallet built for actually using it. Hold MLK non-custodially on the Arbitrum network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first MiL.k wallet app or your first MLK wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
MiL.k wallet for beginners and the best MLK wallet app
New to MiL.k? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working MLK wallet in under a minute. Add your first MLK by receiving from another wallet, or by buying in-app where supported.
From zero to using MiL.k
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add MLK
Receive MLK from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your MiL.k is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your MLK and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is MiL.k?
MiL.k is a blockchain-based loyalty platform from South Korea that connects separate reward programs into one system. Through its mobile app, users can convert loyalty points from partner brands into MLK tokens, swap points between programs, and hold or send the token. Partners have included Korean and Southeast Asian companies across travel, retail, and convenience services. MLK is the platform's intermediary currency, used as the medium that points are exchanged through, and holders can take part in governance votes on platform changes. The MiL.k service has operated since 2020 and has built a user base in the millions. The project has also expanded its loyalty features onto BNB Chain. As a loyalty utility token, its value is tied to ongoing partner participation and platform usage. You can check the MiL.k price and hold MLK in a self-custody wallet.
What you can do with MiL.k in Zypto
Zypto App connects your MiL.k to real-world spending. Swap into supported coins in-app, use your MiL.k in the real world.
Vault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign MiL.k transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Crypto cardsPay bills with MiL.k
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Bill payBuy gift cards with MLK
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap MiL.k into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
Multichain walletPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside MiL.k
Cross-chain swaps mean your MLK can become any of these in two taps.
662+ dedicated wallet pages
MiL.k wallet FAQs
What's the best MiL.k wallet app?
That depends on what you want to do with your MLK. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto MiL.k wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your MLK. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap MiL.k into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my MiL.k wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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