Cosmos (ATOM), yours to hold and swap
ATOM · Cosmos Hub + 4 more chainsLooking for a Cosmos wallet? Zypto App cannot hold ATOM yet: Cosmos Hub is not one of the 20+ chains it has integrated. What Zypto does take today is ATOM as a payment method on Zypto Pay, on the web. The detail, chain by chain, is below.
Cosmos runs on the Cosmos Hub network, which isn't integrated in Zypto App yet. Request Cosmos Hub on X and we'll prioritize adding it so you can hold and swap Cosmos.
Request Cosmos Hub in Zypto App
Where you can use ATOM today
Cosmos is accepted as payment on Zypto Pay on the web today.
Holding and swapping ATOM inside Zypto App follows once Cosmos Hub is integrated. It is on the list, and community demand moves it up.
ATOM is native to Cosmos Hub, which is not integrated in Zypto App yet. We will integrate it as we reach that point on the roadmap and as we see community interest.
In the meantime, bridged and wrapped versions of ATOM on the chains below are integrated, so you can hold and swap those in the app today.
| Chain | ATOM is | In Zypto App | What you can do |
|---|---|---|---|
| Cosmos Hub | native | Not yet | Nothing yet: this chain is not integrated |
| BNB Chain | bridged or wrapped | Integrated | Hold and swap |
| Ethereum | bridged or wrapped | Integrated | Hold and swap |
| Polygon | bridged or wrapped | Integrated | Hold and swap |
| Cronos | bridged or wrapped | Not yet | Nothing yet: this chain is not integrated |
What Cosmos can do through Zypto today, and what it cannot
ATOM is accepted as a payment method on Zypto Pay, the web checkout, so you can use it to pay for Zypto products and services right now. What is not there yet is custody. Cosmos Hub is not one of the 20+ chains integrated in Zypto App, so the app cannot generate a ATOM address, hold a ATOM balance, or route a swap for it.
That split is worth knowing before you download anything. Zypto App is a non-custodial wallet with keys generated on your device, in-app DEX integrations for swaps across roughly 24,000 assets on 20+ chains, WalletConnect for dApps, and a Zypto Premium Visa Card you can load from the assets it does support. If you came here to spend ATOM, Zypto Pay covers that today. If you came here for a Cosmos wallet, keep the one you have for now: the app side follows once Cosmos Hub is integrated.
New to Cosmos? Start with what works today
You do not need an account anywhere to hold ATOM, and Zypto App cannot be that wallet until Cosmos Hub is integrated. What you can do now is pay with ATOM on Zypto Pay, and set Zypto App up for the chains it already covers so it is ready when Cosmos Hub lands. Setup takes about a minute and produces a recovery phrase only you hold.
Using Cosmos with Zypto, step by step
Pay with ATOM
Choose ATOM at the Zypto Pay checkout to pay for Zypto products and services on the web.
Set up the app
Download Zypto App and generate your recovery phrase. It holds and swaps assets across the 20+ chains already integrated.
Ask for Cosmos Hub
Integration order follows our roadmap and community demand. A public request is how demand gets counted.
How Zypto App handles your keys
Zypto App is non-custodial for every asset it supports. Private keys are generated and stored on your device, Zypto never has access to your funds and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Cosmos?
Cosmos (ATOM) is a network of independent blockchains connected by the Inter-Blockchain Communication protocol. ATOM secures the Cosmos Hub, the network's flagship chain and an early IBC routing layer.
What Zypto does beyond ATOM payments
Zypto App connects crypto to real-world spending across the chains it has integrated. Here is what the rest of the product does while ATOM waits on Cosmos Hub.
Vault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign transactions for the assets Zypto supports, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Crypto cardsPay bills with crypto
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Bill payBuy gift cards with crypto
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap across 24,000+ assets and 1,000,000+ cross-chain routes, on every chain Zypto has integrated. All in-app, all in two taps.
Multichain walletPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayOther assets worth holding next to ATOM
Cross-chain swaps move value between any of these, on the chains Zypto has integrated.
664+ dedicated wallet pages
ATOM wallet questions, answered
What's the best Cosmos wallet app?
That depends on what you want to do with your ATOM, and Zypto App is honest about its part: it cannot hold ATOM yet, so it is not the answer for this one. For a wallet that can, you need one that supports Cosmos Hub. If the rest of what you hold sits on the 20+ chains Zypto has integrated, it keeps those non-custodially, swaps between them, connects to dApps and turns the value into real-world spending.
Is Zypto App non-custodial?
Yes. Your private keys are generated and stored on your device for every asset Zypto App supports. Zypto never has access to your funds, and every transaction is signed locally before it reaches the network.
How do I use crypto for real-world spending with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and pay wherever Visa is accepted, subject to eligibility and applicable limits.
Can I swap Cosmos in Zypto App?
Not yet. Cosmos Hub is not integrated in Zypto App, so ATOM cannot be swapped there. Zypto App swaps across 20+ integrated chains, and telling us on X is the fastest way to move Cosmos Hub up the queue.
How do I back up my Cosmos wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
Learn more about Cosmos
