Best ChangeNOW (NOW) wallet app for real use
NOW · Multichain networkLooking for a ChangeNOW wallet or a NOW wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold NOW, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Why Zypto is the best ChangeNOW (NOW) wallet for everyday use
Most ChangeNOW wallets do one thing: hold NOW. Zypto App is a full DeFi wallet built for actually using it. Hold NOW non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first ChangeNOW wallet app or your first NOW wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
ChangeNOW wallet for beginners and the best NOW wallet app
New to ChangeNOW? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working NOW wallet in under a minute. Add your first NOW by receiving from another wallet, or by buying in-app where supported.
From zero to using ChangeNOW
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add NOW
Receive NOW from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your ChangeNOW is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your NOW and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is ChangeNOW?
ChangeNOW is an instant, non-custodial crypto exchange service that lets people swap one cryptocurrency for another without creating an account. The NOW token is its native utility token, used across the wider ChangeNOW ecosystem. NOW is an ERC-20 and BEP-20 token, with a fixed supply split evenly across Ethereum and BNB Chain. Holders can stake it for rewards, earn cashback on swaps, and access membership perks on ChangeNOW Pro, and it can be used to pay for related services such as AML checks. The token has been around since 2019, alongside the exchange itself. You can track the ChangeNOW price and hold NOW in a self-custody wallet.
What you can do with ChangeNOW in Zypto
Zypto App connects your ChangeNOW to real-world spending. Swap into supported coins in-app, use your ChangeNOW in the real world.
Vault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign ChangeNOW transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Crypto cardsPay bills with ChangeNOW
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Bill payBuy gift cards with NOW
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap ChangeNOW into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
Multichain walletPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside ChangeNOW
Cross-chain swaps mean your NOW can become any of these in two taps.
662+ dedicated wallet pages
ChangeNOW wallet FAQs
What's the best ChangeNOW wallet app?
That depends on what you want to do with your NOW. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto ChangeNOW wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your NOW. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap ChangeNOW into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my ChangeNOW wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
Learn more about ChangeNOW
