The Monero (XMR) wallet built for spending, not just holding
XMR · MoneroMonero wallet, straight answer: not Zypto App, not yet. Monero is not integrated, so XMR cannot be held or swapped there. Everything below is what Zypto does support, and the one thing that changes the order we build in.
Monero runs on the Monero network, which isn't integrated in Zypto App yet. Request Monero on X and we'll prioritize adding it so you can hold and swap Monero.
Request Monero in Zypto App
XMR and Zypto App: where things stand
Monero is not integrated in Zypto App yet, so XMR cannot be held, swapped or spent in the app.
Zypto App is a non-custodial wallet for 20+ integrated chains: hold your own keys, swap through on-chain DEXs, connect to dApps, and use your crypto for real-world spending through the Zypto Premium VISA Card, gift cards, mobile top-ups and bill pay.
New chains are added as we reach them on the roadmap and as we see demand. Telling us on X is the fastest way to move Monero up the queue.
What Zypto App can and cannot do with XMR
The honest position on XMR: Zypto App cannot hold it, because Monero is not integrated. Everything a wallet does for an asset depends on that, so nothing else about XMR works in the app either.
What the app does cover is 20+ integrated chains, with non-custodial keys generated on your device, in-app DEX integrations for swaps across roughly 24,000 assets, WalletConnect for dApps, and a Zypto Premium Visa Card you can load from what you hold. If any part of your portfolio sits on Ethereum, Solana, Polygon, BNB Chain, TRON or the other integrated chains, Zypto App is worth having alongside your Monero wallet.
Integration order comes from our roadmap and from community demand, and demand is the part you can move. A public request is counted.
If you came here for a XMR wallet
You need a wallet that speaks Monero, and Zypto App does not yet. That is the whole answer, and there is no version of it where downloading the app gets you a XMR balance today. What the app is good for is everything you hold on the 20+ chains it has integrated, in one place, with the keys on your device.
Where to go from here
Check the detail
The status block above lists every chain XMR lives on and what Zypto supports on each one.
Ask for Monero
One public post tells us this matters to you. Community demand is one of the inputs to integration order.
Use the app for the rest
20+ chains, non-custodial keys, in-app swaps and a Premium Visa Card. Ready for XMR when Monero lands.
How Zypto App handles your keys
Zypto App is non-custodial for every asset it supports. Private keys are generated and stored on your device, Zypto never has access to your funds and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Monero?
Monero is a privacy-centric cryptocurrency designed so that transaction details are private by default. It uses techniques such as ring signatures, stealth addresses, and confidential transactions to obscure who is sending, who is receiving, and how much is moving. The XMR coin is created through proof-of-work mining, and the network is built to keep balances and transfers confidential rather than offering privacy only as an option. This focus has made it the most widely recognized privacy coin in the market. Monero appeals to users who prioritize financial confidentiality. You can track the Monero price and hold XMR in a self-custody wallet.
What Zypto App does today
Zypto App connects crypto to real-world spending across the chains it has integrated. Here is what the rest of the product does while Monero is not one of them.
Vault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign transactions for the assets Zypto supports, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Crypto cardsPay bills with crypto
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Bill payBuy gift cards with crypto
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap across 24,000+ assets and 1,000,000+ cross-chain routes, on every chain Zypto has integrated. All in-app, all in two taps.
Multichain walletPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayPair Monero with these in the same wallet
Cross-chain swaps move value between any of these, on the chains Zypto has integrated.
664+ dedicated wallet pages
Monero (XMR) wallet: the things people ask
What's the best Monero wallet app?
That depends on what you want to do with your XMR, and Zypto App is honest about its part: it cannot hold XMR yet, so it is not the answer for this one. For a wallet that can, you need one that supports Monero. If the rest of what you hold sits on the 20+ chains Zypto has integrated, it keeps those non-custodially, swaps between them, connects to dApps and turns the value into real-world spending.
Is Zypto App non-custodial?
Yes. Your private keys are generated and stored on your device for every asset Zypto App supports. Zypto never has access to your funds, and every transaction is signed locally before it reaches the network.
How do I use crypto for real-world spending with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and pay wherever Visa is accepted, subject to eligibility and applicable limits.
Can I swap Monero in Zypto App?
Not yet. Monero is not integrated in Zypto App, so XMR cannot be swapped there. Zypto App swaps across 20+ integrated chains, and telling us on X is the fastest way to move Monero up the queue.
How do I back up my Monero wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
Learn more about Monero
