Creditcoin (CTC), held the way you control it

What makes Zypto the right place for your Creditcoin (CTC)

Most Creditcoin wallets do one thing: hold CTC. Zypto App is a full DeFi wallet built for actually using it. Hold CTC non-custodially on the Ethereum network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.

Whether you're new and looking for your first Creditcoin wallet app or your first CTC wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.

New to Creditcoin? Start here with the right CTC wallet

New to Creditcoin? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working CTC wallet in under a minute. Add your first CTC by receiving from another wallet, or by buying in-app where supported.

Your Creditcoin is secured by you

Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your CTC and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.

What is Creditcoin?

Creditcoin is a Layer 1 blockchain built to record credit and lending activity across chains. It was designed to connect borrowers and lenders and to keep an objective, on-chain record of credit transactions, with a focus on use cases such as decentralized lending, real-world assets, and decentralized physical infrastructure networks. The network now runs as an EVM-compatible Layer 1, so developers can build multi-chain applications on it. CTC is the native token that powers the network. It is used to pay transaction fees, secure the network through staking, support smart contract interactions, and take part in governance. CTC exists in several forms across different layers, including a native version, an EVM version, and an ERC-20 version on Ethereum. The Creditcoin 2.0 upgrade moved the network from proof of work to a nominated proof-of-stake consensus and reduced block times. You can track the Creditcoin price and hold CTC in a self-custody wallet.