Card reference
Zypto Premium VISA Card
Last updated August 2026
Refer to this page for the Zypto Premium VISA Card, Physical and Virtual.
Cards per approved holder
- Physical: 1
- Virtual: high limits, subject to eligibility and applicable limits
Monthly spend limit
- Physical: $1,000,000
- Virtual: high limits, subject to eligibility and applicable limits
Per-transaction limit
- Physical: $175,000, swipe and online
- Virtual: high limits, subject to eligibility and applicable limits
Card loading amount and balance
- Physical: no preset limit, subject to eligibility and applicable limits
- Virtual: high-limit and reloadable, subject to eligibility and applicable limits
Card loads per day / week / month
- Physical: no preset limit, subject to eligibility and applicable limits
- Virtual: high-limit and reloadable, subject to eligibility and applicable limits
ATM withdrawal
- Physical: minimum $10.00 per withdrawal, maximum $250 per withdrawal
- Physical: maximum $750 per day, 3 withdrawals per day
- Physical: maximum $22,500 per month, 90 withdrawals per month
- Virtual: not applicable, the Virtual card does not support ATM withdrawal
Monthly fee
- Physical and Virtual: $0
Acquisition fee
- Physical: not applicable
- Virtual: $0
Card cost
- Physical: $50.00, includes activation and shipping
- Virtual: not applicable
Initial load
- Physical: not applicable
- Virtual: $10.00, added to the card balance
Transaction fee
- Physical and Virtual: $0.30 per transaction
FX fee
- Physical and Virtual: 1.75% on non-USD transactions
Crypto conversion fee
- Physical and Virtual: 3%
ATM withdrawal fee
- Physical: 1%
- Virtual: not applicable, the Virtual card does not support ATM withdrawal
Blockchain gas fee
- Physical and Virtual: applies to every load. Paid to the blockchain, not to Zypto. See understanding blockchain gas fees.
Please check the current list of restricted countries and US states to make sure yours isn’t listed.