Hold Metal DAO (MTL) in a wallet you control
MTL · Multichain networkLooking for a Metal DAO wallet or a MTL wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold MTL on the Multichain network, swap into 24,000+ assets, connect to dApps, top up the Zypto Premium Visa Card, pay bills and buy gift cards. All from one app, with your keys staying on your device.
Why Zypto is the best Metal DAO (MTL) wallet for everyday use
Most Metal DAO wallets do one thing: hold MTL. Zypto App is a full DeFi wallet built for actually using it. Hold MTL non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Metal DAO wallet app or your first MTL wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Metal DAO wallet for beginners and the best MTL wallet app
New to Metal DAO? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working MTL wallet in under a minute. Add your first MTL by receiving from another wallet, or by buying in-app where supported.
From zero to using Metal DAO
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add MTL
Receive MTL from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
How safe is your Metal DAO in Zypto App?
Zypto App is non-custodial. Your private keys are generated and stored on your device. Zypto never has access to your MTL, and every transaction is signed locally. For higher security, pair with the Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing keys to the internet.
What is Metal DAO?
Metal DAO is the governance layer of the Metal payments ecosystem, which includes the Metal Pay app for sending, receiving, and converting fiat and crypto. The DAO oversees Metal Dollar (XMD), a stablecoin backed by a basket of approved stablecoins, and lets holders propose and vote on protocol decisions. MTL is the ecosystem's utility and governance token. It is used to earn rewards on Metal Pay activity, unlock reduced trading fees for larger holders, and vote on matters such as which stablecoins enter the XMD basket. MTL launched in 2017 as an Ethereum ERC-20 token and has since been bridged to the Proton (XPR) chain used by the ecosystem. You can follow the Metal DAO price and hold MTL in a self-custody wallet.
What you can do with Metal DAO in Zypto
Every feature works directly with your MTL balance. No selling, no exchange roundtrips.
Use a Crypto Visa Card
Top up the Zypto Premium Visa Card with MTL and use it wherever Visa is accepted. Physical or virtual.
Crypto cardsPay bills with Metal DAO
Settle utility bills and mobile contracts with billers worldwide, paid from your MTL balance.
Bill payBuy gift cards with MTL
Gift cards from popular brands, paid in Metal DAO. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with MTL, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap Metal DAO into 24,000+ assets across 20+ chains. No bridges, no second wallet, all in one tap.
Multichain walletVault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign Metal DAO transactions, keys never touch the internet.
Vault Key CardPay via KuCoin Pay
Move and pay with MTL across the KuCoin Pay network, straight from your non-custodial Zypto wallet.
KuCoin PayHold any of these alongside Metal DAO
Cross-chain swaps mean your MTL can become any of these in two taps.
662+ dedicated wallet pages
Metal DAO wallet FAQs
What's the best Metal DAO wallet app?
That depends on what you want to do with your MTL. If you're holding only, any non-custodial wallet works. If you also want to use Metal DAO for real-world spending through the Zypto Premium Visa Card, pay bills, top up phones, or swap into other assets, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Metal DAO wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your MTL. Every transaction is signed locally on your device before it reaches the network.
Can I use Metal DAO for real-world spending without selling it?
Through the Zypto Premium Visa Card, your MTL balance is converted at the point of sale, so you use the value of your crypto for real-world spending wherever Visa is accepted, subject to eligibility and applicable limits. You can also swap MTL into stablecoins in-app for bill pay or gift cards.
Which chains can I swap Metal DAO into?
20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON. Cross-chain swaps happen inside Zypto App, no separate wallets required.
How do I back up my Metal DAO wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For higher security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) are region-restricted. Check the support center for your country's specific availability.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
