Hold Chia (XCH) in a wallet you control
XCH · Chia networkLooking for a Chia wallet or a XCH wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold XCH, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Chia runs on the Chia network, which isn't integrated in the Zypto App yet. Request Chia on X and we'll prioritize adding it so you can hold and swap Chia.
Request Chia in Zypto App
Why Zypto is the best Chia (XCH) wallet for everyday use
Most Chia wallets do one thing: hold XCH. Zypto App is a full DeFi wallet built for actually using it. Hold XCH non-custodially on the Chia network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Chia wallet app or your first XCH wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Chia wallet for beginners and the best XCH wallet app
New to Chia? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working XCH wallet in under a minute. Add your first XCH by receiving from another wallet, or by buying in-app where supported.
From zero to using Chia
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add XCH
Receive XCH from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Chia is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your XCH and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Chia?
Chia is a layer 1 blockchain created by BitTorrent founder Bram Cohen, designed to be more energy-efficient than proof-of-work mining. Instead of solving computational puzzles, Chia uses a consensus method called Proof of Space and Time: participants, known as farmers, allocate unused hard-drive storage to plot files, and verifiable delay functions confirm the passage of time. The network uses its own smart-contract language, Chialisp, and keeps Bitcoin's UTXO model. XCH is the native coin, used for transaction fees and to support on-chain smart contracts. The project was founded in 2017 and its mainnet launched in 2021. You can track the Chia price and hold XCH in a self-custody wallet.
What you can do with Chia in Zypto
Zypto App connects your Chia to real-world spending. Swap into supported coins in-app, use your Chia in the real world.
Vault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign Chia transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Crypto cardsPay bills with Chia
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Bill payBuy gift cards with XCH
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap Chia into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
Multichain walletPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Chia
Cross-chain swaps mean your XCH can become any of these in two taps.
662+ dedicated wallet pages
Chia wallet FAQs
What's the best Chia wallet app?
That depends on what you want to do with your XCH. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Chia wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your XCH. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Chia into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Chia wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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