The First Digital USD (FDUSD) wallet built for spending, not just holding

First Digital USD (FDUSD) in Zypto: built for holders who actually use their crypto

Most First Digital USD wallets do one thing: hold FDUSD. Zypto App is a full DeFi wallet built for actually using it. Hold FDUSD non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.

Whether you're new and looking for your first First Digital USD wallet app or your first FDUSD wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.

From your first FDUSD to your first swap - Zypto walks the path

New to First Digital USD? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working FDUSD wallet in under a minute. Add your first FDUSD by receiving from another wallet, or by buying in-app where supported.

Your First Digital USD is secured by you

Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your FDUSD and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.

What is First Digital USD?

First Digital USD, traded as FDUSD, is a US dollar stablecoin built to hold a steady value of about one dollar. It follows a fully collateralized model, where each token is intended to be backed by cash and cash-equivalent reserves held with a trust partner and redeemable on a one-to-one basis. FDUSD runs across several networks, including Ethereum, BNB Chain, Solana, Sui, and Arbitrum, giving users flexibility in where they hold it. Its reserves are described as held in segregated accounts separate from the issuer's operations. As with any fiat-backed stablecoin, its dependability rests on the strength of its reserves. You can track the First Digital USD price and hold FDUSD in a self-custody wallet.