A real wallet for your Aave
AAVE · Ethereum + 10 more chainsLooking for a Aave wallet or a AAVE wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold AAVE, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
What you can do with AAVE in Zypto App
Aave is available in Zypto App: hold it in self-custody, swap it through the chain's DEXs, and connect to dApps with it.
AAVE is not accepted as a payment method yet. To spend its value, swap it in-app into a stablecoin or another accepted asset, then use that for card loads, gift cards, top-ups and bill pay.
| Chain | AAVE is | In Zypto App | What you can do |
|---|---|---|---|
| Ethereum | native | Integrated | Hold and swap |
| Arbitrum | bridged or wrapped | Integrated | Hold and swap |
| Avalanche | bridged or wrapped | Integrated | Hold and swap |
| Base | bridged or wrapped | Integrated | Hold and swap |
| BNB Chain | bridged or wrapped | Integrated | Hold and swap |
| Fantom Opera | bridged or wrapped | Integrated | Hold and swap |
| Optimism | bridged or wrapped | Integrated | Hold and swap |
| Polygon | bridged or wrapped | Integrated | Hold and swap |
| Solana | bridged or wrapped | Integrated | Hold and swap |
| Gnosis Chain | bridged or wrapped | Not yet | Nothing yet: this chain is not integrated |
| NEAR | bridged or wrapped | Not yet | Nothing yet: this chain is not integrated |
Aave in Zypto: built for holders who actually use their crypto
Most Aave wallets do one thing: hold AAVE. Zypto App is a full DeFi wallet built for actually using it. Hold AAVE non-custodially across multiple chains, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Aave wallet app or your first AAVE wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
From your first AAVE to your first swap - Zypto walks the path
New to Aave? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working AAVE wallet in under a minute. Add your first AAVE by receiving from another wallet, or by buying in-app where supported.
From zero to using Aave
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add AAVE
Receive AAVE from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Aave is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your AAVE and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Aave?
Aave is a decentralized lending protocol where users can supply crypto to earn interest or borrow against collateral. It operates as an on-chain money market, with interest rates set by supply and demand and loans secured by deposited assets rather than by a central lender. The AAVE token is the protocol's governance asset, letting holders vote on parameters and the platform's direction. It runs across many networks, including Ethereum, Polygon, Arbitrum, Avalanche, and others, making it one of the most widely deployed lending protocols in DeFi. Aave is a long-established name in decentralized finance. You can track the Aave price and hold AAVE in a self-custody wallet.
Beyond holding: what your Aave can actually do
Zypto App connects your Aave to real-world spending. Swap into supported coins in-app, use your Aave in the real world.
Vault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign Aave transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Crypto cardsPay bills with Aave
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Bill payBuy gift cards with AAVE
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap Aave into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
Multichain walletPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayPair Aave with these in the same wallet
Cross-chain swaps mean your AAVE can become any of these in two taps.
664+ dedicated wallet pages
Aave wallet: the things people ask
What's the best Aave wallet app?
That depends on what you want to do with your AAVE. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Aave wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your AAVE. Every transaction is signed locally on your device before it reaches the network.
How do I use crypto for real-world spending with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and pay wherever Visa is accepted, subject to eligibility and applicable limits.
Which chains can I swap Aave into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Aave wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
Learn more about Aave
