Huma Finance

什麼是 Huma Finance？

Huma Finance is a decentralized financing protocol built around the idea of PayFi, lending against future cash flows and real-world payment activity rather than crypto collateral alone. It connects borrowers, capital providers, and payment platforms so that businesses with predictable income, such as firms handling cross-border payments and receivables, can access on-chain liquidity. The protocol focuses on stablecoin-based settlement and round-the-clock global payments.

HUMA is the network's utility and governance token, used for staking to earn fees, voting on protocol decisions, and liquidity incentives, with a portion of fees directed to buying and burning the token. Huma is built on Solana, using its low fees and fast settlement, and the token launched in 2025. As a newer protocol working with real-world credit and yield, it carries the added risks of an early-stage lending model.

You can track the Huma Finance price and hold HUMA in a self-custody wallet.

New to the technology? Learn how HUMA runs on Solana 與 BNB Chain，用白話說明。

Huma Finance 的價格怎麼定？

Huma Finance 的價格由全球交易所全天候的供需決定。上方數字是主要市場的成交量加權平均，即時更新。 Because it trades continuously and worldwide, the price can move sharply within a single day. Past performance is no guarantee of future results, and nothing here is financial advice.

我可以把 Huma Finance 放在哪裡？

您可以把 Huma Finance 放在任何非託管錢包，也就是由您掌握私鑰，而不是把資產交給交易所。 Zypto App 是一款非託管多鏈錢包，您可以在其中持有 HUMA 並將其兌換成 24,000+ 種資產。HUMA 尚未被接受為支付方式，因此無法在 Zypto 中用於現實世界的消費。