最适合实际使用的XRP钱包应用
XRP · XRP Ledger网络Looking for a XRP wallet or a XRP wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold XRP, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
为何Zypto是最适合日常使用的XRP钱包
大多数XRP钱包只做一件事：持有XRP。Zypto App是一款为真正使用而打造的全功能DeFi钱包。在XRP Ledger网络上以非托管方式持有XRP，通过应用内DEX集成跨20+条链兑换为24,000+种资产，借助WalletConnect连接dApp，并通过Zypto Premium Visa Card以及Zypto的账单支付与礼品卡功能使用这份价值。
无论您是正在寻找首个XRP钱包应用或首个XRP钱包的新手，还是希望用一个钱包完成持有、兑换与现实消费的资深DeFi用户，Zypto都为两者而建，且不牺牲自托管。
面向新手的XRP钱包，也是最佳的XRP钱包应用
初次接触XRP？获取钱包无需交易所账户。下载Zypto App，生成您的助记词，不到一分钟即可拥有一个可用的XRP钱包。通过从其他钱包接收，或在受支持的地区于应用内购买，即可添加您的第一笔XRP。
从零开始使用XRP
下载应用
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
添加XRP
从其他钱包接收XRP，或在受支持的地区于应用内购买。
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your XRP is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your XRP and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
什么是XRP？
XRP是XRP Ledger（XRPL）的原生资产，这是一条专注于支付的区块链，针对快速、低成本的跨境价值转移进行了优化。该账本能在3-5秒内完成交易结算，手续费低于一美分，被金融机构用于流动性管理和汇款业务。
在Zypto中可以用XRP做什么
Zypto App connects your XRP to real-world spending. Swap into supported coins in-app, use your XRP in the real world.
Vault Key Card 冷存储
基于卡片的冷钱包硬件。NFC轻触即可签名XRP交易，私钥绝不接触互联网。
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
加密卡用XRP支付账单
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
账单支付用XRP购买礼品卡
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
礼品卡为任意手机充值
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
手机充值跨链兑换
Swap XRP into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
多链钱包Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto Pay与XRP一同持有这些资产
跨链兑换意味着您的XRP两次轻触即可变为其中任意一种。
662+ dedicated wallet pages
XRP钱包常见问题
最佳的XRP钱包应用是哪一个？
That depends on what you want to do with your XRP. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Zypto的XRP钱包是非托管的吗？
是的。您的私钥在您的设备上生成并存储。Zypto绝不会接触到您的XRP。每笔交易都在到达网络之前于您的设备上本地签名。
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
我可以将XRP兑换到哪些链上？
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
我该如何备份我的XRP钱包？
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Zypto App在我所在的国家可用吗？
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Zypto App是免费的吗？
该应用免费下载和使用。链上交易需支付标准网络手续费。银行卡与账单支付服务会收取透明的交易手续费，并在应用内公示。
Learn more about XRP
