最适合实际使用的Cosmos (ATOM)钱包应用
ATOM · Cosmos Hub网络Looking for a Cosmos wallet or a ATOM wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold ATOM, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Cosmos运行在Cronos网络上，该网络尚未接入Zypto App。在X上申请Cronos，我们会优先添加它，让你可以持有并兑换Cosmos。
在Zypto App中申请Cronos
为何Zypto是最适合日常使用的Cosmos (ATOM)钱包
大多数Cosmos钱包只做一件事：持有ATOM。Zypto App是一款为真正使用而打造的全功能DeFi钱包。在Cosmos Hub网络上以非托管方式持有ATOM，通过应用内DEX集成跨20+条链兑换为24,000+种资产，借助WalletConnect连接dApp，并通过Zypto Premium Visa Card以及Zypto的账单支付与礼品卡功能使用这份价值。
无论您是正在寻找首个Cosmos钱包应用或首个ATOM钱包的新手，还是希望用一个钱包完成持有、兑换与现实消费的资深DeFi用户，Zypto都为两者而建，且不牺牲自托管。
面向新手的Cosmos钱包，也是最佳的ATOM钱包应用
初次接触Cosmos？获取钱包无需交易所账户。下载Zypto App，生成您的助记词，不到一分钟即可拥有一个可用的ATOM钱包。通过从其他钱包接收，或在受支持的地区于应用内购买，即可添加您的第一笔ATOM。
从零开始使用Cosmos
下载应用
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
添加ATOM
从其他钱包接收ATOM，或在受支持的地区于应用内购买。
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Cosmos is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your ATOM and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
什么是Cosmos？
Cosmos（ATOM）是一个由独立区块链组成的网络，通过跨链通信协议（IBC）相互连接。ATOM为Cosmos Hub提供安全保障，Cosmos Hub是该网络的旗舰链，也是最早的IBC路由层之一。
在Zypto中可以用Cosmos做什么
Zypto App connects your Cosmos to real-world spending. Swap into supported coins in-app, use your Cosmos in the real world.
Vault Key Card 冷存储
基于卡片的冷钱包硬件。NFC轻触即可签名Cosmos交易，私钥绝不接触互联网。
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
加密卡用Cosmos支付账单
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
账单支付用ATOM购买礼品卡
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
礼品卡为任意手机充值
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
手机充值跨链兑换
Swap Cosmos into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
多链钱包Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto Pay与Cosmos一同持有这些资产
跨链兑换意味着您的ATOM两次轻触即可变为其中任意一种。
662+ dedicated wallet pages
Cosmos钱包常见问题
最佳的Cosmos钱包应用是哪一个？
That depends on what you want to do with your ATOM. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Zypto的Cosmos钱包是非托管的吗？
是的。您的私钥在您的设备上生成并存储。Zypto绝不会接触到您的ATOM。每笔交易都在到达网络之前于您的设备上本地签名。
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
我可以将Cosmos兑换到哪些链上？
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
我该如何备份我的Cosmos钱包？
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Zypto App在我所在的国家可用吗？
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Zypto App是免费的吗？
该应用免费下载和使用。链上交易需支付标准网络手续费。银行卡与账单支付服务会收取透明的交易手续费，并在应用内公示。
Learn more about Cosmos
