最适合实际使用的First Digital USD (FDUSD)钱包应用
FDUSD · Multichain网络Looking for a First Digital USD wallet or a FDUSD wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold FDUSD, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
为何Zypto是最适合日常使用的First Digital USD (FDUSD)钱包
大多数First Digital USD钱包只做一件事：持有FDUSD。Zypto App是一款为真正使用而打造的全功能DeFi钱包。在Multichain网络上以非托管方式持有FDUSD，通过应用内DEX集成跨20+条链兑换为24,000+种资产，借助WalletConnect连接dApp，并通过Zypto Premium Visa Card以及Zypto的账单支付与礼品卡功能使用这份价值。
无论您是正在寻找首个First Digital USD钱包应用或首个FDUSD钱包的新手，还是希望用一个钱包完成持有、兑换与现实消费的资深DeFi用户，Zypto都为两者而建，且不牺牲自托管。
面向新手的First Digital USD钱包，也是最佳的FDUSD钱包应用
初次接触First Digital USD？获取钱包无需交易所账户。下载Zypto App，生成您的助记词，不到一分钟即可拥有一个可用的FDUSD钱包。通过从其他钱包接收，或在受支持的地区于应用内购买，即可添加您的第一笔FDUSD。
从零开始使用First Digital USD
下载应用
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
添加FDUSD
从其他钱包接收FDUSD，或在受支持的地区于应用内购买。
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your First Digital USD is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your FDUSD and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
什么是First Digital USD？
First Digital USD（交易代号 FDUSD）是一种美元稳定币，旨在维持约 1 美元的稳定价值。它采用完全抵押模型，每枚代币均由信托合作方持有的现金及等价物储备背书，可按一比一的比例赎回。 FDUSD 运行于多个网络，包括Ethereum、BNB Chain、Solana、Sui 和 Arbitrum，为用户提供灵活的持有选择。其储备据悉存放于独立于发行方运营的隔离账户中。 与所有法币支持的稳定币一样，其可靠性取决于储备的质量。您可以追踪 First Digital USD 价格，并将 FDUSD 存入自托管钱包。
在Zypto中可以用First Digital USD做什么
Zypto App connects your First Digital USD to real-world spending. Swap into supported coins in-app, use your First Digital USD in the real world.
Vault Key Card 冷存储
基于卡片的冷钱包硬件。NFC轻触即可签名First Digital USD交易，私钥绝不接触互联网。
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
加密卡用First Digital USD支付账单
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
账单支付用FDUSD购买礼品卡
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
礼品卡为任意手机充值
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
手机充值跨链兑换
Swap First Digital USD into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
多链钱包Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto Pay与First Digital USD一同持有这些资产
跨链兑换意味着您的FDUSD两次轻触即可变为其中任意一种。
662+ dedicated wallet pages
First Digital USD钱包常见问题
最佳的First Digital USD钱包应用是哪一个？
That depends on what you want to do with your FDUSD. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Zypto的First Digital USD钱包是非托管的吗？
是的。您的私钥在您的设备上生成并存储。Zypto绝不会接触到您的FDUSD。每笔交易都在到达网络之前于您的设备上本地签名。
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
我可以将First Digital USD兑换到哪些链上？
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
我该如何备份我的First Digital USD钱包？
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Zypto App在我所在的国家可用吗？
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Zypto App是免费的吗？
该应用免费下载和使用。链上交易需支付标准网络手续费。银行卡与账单支付服务会收取透明的交易手续费，并在应用内公示。
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