Best NEAR wallet app for real use
NEAR · NEAR networkLooking for a NEAR wallet or a NEAR wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold NEAR, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
NEAR 運行於NEAR網路，該網路尚未整合至 Zypto App。請在 X 上申請 NEAR，我們將優先新增它，讓您可以持有並兌換 NEAR。
在 Zypto App 中申請 NEAR
Why Zypto is the best NEAR wallet for everyday use
Most NEAR wallets do one thing: hold NEAR. Zypto App is a full DeFi wallet built for actually using it. Hold NEAR non-custodially on the NEAR network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first NEAR wallet app or your first NEAR wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
NEAR wallet for beginners and the best NEAR wallet app
New to NEAR? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working NEAR wallet in under a minute. Add your first NEAR by receiving from another wallet, or by buying in-app where supported.
From zero to using NEAR
下載應用
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add NEAR
Receive NEAR from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your NEAR is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your NEAR and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is NEAR?
NEAR是一條採用分片技術的權益證明Layer 1區塊鏈，具備人類可讀的帳戶名稱與對開發者友善的合約設計。該網路以亞秒級最終確定性為目標，並支援鏈抽象功能，讓應用程式能透過單一NEAR帳戶跨多條鏈運作。
What you can do with NEAR in Zypto
Zypto App connects your NEAR to real-world spending. Swap into supported coins in-app, use your NEAR in the real world.
Vault Key Card 冷儲存
Card-based cold-wallet hardware. NFC-tap to sign NEAR transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
加密卡Pay bills with NEAR
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
帳單支付Buy gift cards with NEAR
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
禮品卡為任意手機充值
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
手機充值跨鏈兌換
Swap NEAR into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
多鏈錢包Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside NEAR
Cross-chain swaps mean your NEAR can become any of these in two taps.
662+ dedicated wallet pages
NEAR wallet FAQs
What's the best NEAR wallet app?
That depends on what you want to do with your NEAR. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto NEAR wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your NEAR. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap NEAR into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my NEAR wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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