Putting “currency” back into crypto currency

Zypto = Using cryptocurrency as it was intended

Cryptocurrency was originally designed as blockchain-based digital money, an alternative to the incumbent fiat-based economic system. Over time, however, crypto has often been treated primarily as a speculative asset rather than something usable in everyday life.

Zypto is a cryptocurrency technology company focused on enabling the real-world use of digital assets for payments, access, and everyday financial activity.

The company builds consumer and business solutions that provide access to crypto as money, not just as an asset, spanning payments, self custody, and supporting infrastructure.

Zypto App

Through Zypto App, users can create and control their own self-custodial wallets, interact directly with blockchains, swap assets across multiple chains, and use cryptocurrencies for everyday financial activity. Zypto App supports over 24,000 cryptocurrencies across leading blockchains, allowing users to interact with digital assets across networks and use cases.

Zypto Pay

Through Zypto Pay and related business services, merchants and enterprises can accept, manage, and integrate crypto payments into real-world environments.

Together, Zypto’s products function as an access layer connecting wallets, blockchains, and payment systems, while leaving control of funds with users and client organisations rather than operating as a custodial exchange.

Tools For Real World Crypto

At Zypto, the focus is on building practical tools that allow cryptocurrencies to function as they were originally intended, as usable digital money. This means enabling people and businesses to move, store, and apply digital assets across borders, platforms, and real-world use cases without relying on traditional intermediaries.

Zypto is registered in Poland and holds an EU Virtual Asset Service Provider (VASP) licence. The company works with strategic partners across multiple regions to expand access and support real-world use of digital assets.

Collaboration and Partnership

At Zypto, we believe that a collaborative approach is essential to advancing real-world crypto adoption. Zypto works closely with partners across payments, blockchain infrastructure, and financial services to extend access and build interoperable systems that support everyday crypto use.

If you would like to discuss ideas, partnerships, or potential collaboration, we’d be happy to connect.

Everything You Need. One App.

Swap, spend, and manage your assets across chains, with real-world payments built in.

Zypto App

All-in-one control for your crypto

A Crypto App Built for Real Use

Swap across chains, spend globally, and manage your assets from one place.

Multichain wallets, cards, payments, and full control - all inside Zypto App.

The Vault Key Card

Offline protection with tap-to-approve access

Cold Storage, Made Mobile

Secure your assets in Zypto App wallets with offline approval and split-key protection. Mobile first, tap to authorize - no cables, no extra devices.

Pay with crypto - free your money

Use digital assets for cards, bills, mobile top ups, data, and thousands of gift cards.

Virtual Crypto Cards - Reloadable

Virtual Crypto Cards - Reloadable

High Limit - Low Fees - Fast KYC - Issued in 24 Hours

Global Reloadable Crypto Cards

Use your crypto for real world spending. Our virtual reloadable crypto cards are the ultimate off-ramp - with fast KYC, 24-hour issuing, and high limits. Use online or in-store with Apple Pay, Google Pay, and 3DS support. Available in the Zypto App and at Zypto.com.

Physical Crypto Cards

High Limit - Global Spending

High Limit Global Cards

Spend big, live global. Our high-limit crypto cards give you up to $175K to spend in one transaction, with up to 1M in firepower. Use them around the world, with simple loading and instant off-ramping. Order now on Zypto.com and Zypto App.

Pay Bills with Crypto

Pay Every-Day Bills in +120 Countries

Utilities, Credit Cards, Mortages, Loans...

Pay everyday bills with crypto - from credit cards to utilities, even mortgages and loans. Zypto Pay makes it simple, secure, and available in 120+ countries (with more coming soon). Use it now in Zypto App or at Zypto.com.

Virtual Crypto Cards - Single Load

Various Limits - Issued in Minutes

Single-Load Crypto Cards

Get crypto cards fast. Choose from Visa or Mastercard single load cards with instant delivery options. Use online or in store with Apple Pay or Google Pay. Available in Zypto App and at Zypto.com.

Buy Gift Cards with Crypto

Thousands of Top International Brands

Gift Cards With Crypto

Treat yourself - or someone else. Buy gift cards from thousands of global brands using crypto. Add a personal message, schedule delivery, or send instantly. Available now on Zypto.com and Zypto App.

Mobile Topups with Crypto

Recharge in 170+ Countries. Fast.

Airtime, Data & Bundles - Paid in Crypto

Top up mobile numbers globally on over 800 networks with over 100 crypto assets - including stablecoins, SHIB, DOGE, DASH and XLM. Available exclusively in Zypto App. Lightning fast. Globally connected.

Cash In. Cash Out. Anywhere.

Cash-in or cash-out USDC in Zypto App at participating MoneyGram locations.
No banks. No borders.

Cash-to-USDC <-> USDC-to-Cash

Cash in. Cash Out. Anywhere.

Cash-in or cash-out your USDC

Add or withdraw USDC in the Zypto App for cash at any participating MoneyGram location around the world.

No bank account? No problem.

Discover Zypto For Business

Crypto payments, wallets, custody, and white-label blockchain solutions - all in one powerful platform.

Crypto Payment Gateway

Accept crypto payments today

Simple Crypto Payments

Zypto Pay makes it simple, quick and intuitive for your customers to pay with their favourite cryptocurrencies. Tap into the global blockchain economy and grow your revenue.

Wallet Infrastructure & Custody

Solutions for fintechs, banks and enterprises

DeFi, CeFi, Large or Small

Zypto is the perfect partner for any organisation that's looking to incorporate crypto into their existing offering, as well as exchanges, wallets, etc.

White Label Crypto Solutions

Let's grow together

Ready To Go

Zypto's white label solutions allow our partners to hit the market with crypto payment services in record time.

Blockchain Development

Software and blockchain projects of any size

We'll Make it Real

You bring the great ideas, our team will help you make it a reality. Front end, back end, blockchain, web, mobile... you name it!

Learn More About Zypto

Zypto ~ Official Partners of MoneyGram
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