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The Best Ripple (XRP) Wallet App for iOS and Android

Manage your Ripple (XRP) securely in Zypto’s next generation crypto wallet app and Ripple wallet – available on iOS and Android.

Built for self-custody and true decentralisation, Zypto App supports over 24,000 cryptocurrencies, including XRP, with full Ripple integration.

Buy XRP directly with card or local payment methods, and use it instantly across the Zypto ecosystem – from crypto cards to bill payments, mobile top-ups and more.

The best crypto wallet app for iOS and Android
Why choose the Zypto Wallet App

Why Zypto is, Probably, the Best XRP / Ripple Wallet App

Zypto gives you full control of your XRP with a decentralised, non-custodial wallet designed for performance, security and global access.

Connect directly to XRPL, send and receive XRP instantly, and manage all your assets – not just XRP – from a single, powerful, multichain wallet app.

Whether you’re stacking Ripple or using for real-world payments, Zypto keeps your funds secure and always within reach.

The Ripple (XRP) Wallet That Does More

Hold, send, receive and manage Ripple in one clean, self-custody wallet – with full support for Ripple and the flexibility to track thousands of assets alongside your XRP.

Create unlimited wallets, swap cross-chain via the in-app DEX, and connect directly to dApps and DeFi tools from the same sleek interface.

Overview of features in the Zypto Wallet App
Vault Key Card and advanced wallet security

The Ultimate Ripple Cold Wallet

 Turn your XRP / Ripple wallet into true cold storage with the Vault Key Card – a tap-to-sign, credit card-sized hardware wallet that keeps your XRP completely offline until you decide to transact.

Unlike traditional hardware wallets, there are no cables or connections. Your keys remain decentralised, secured by 3FA, optional biometrics, and the Vault Key Card’s split-key architecture.

For XRP holders who want maximum security without sacrificing mobility, this is cold storage – redefined.

Spend, Earn and Do More With Your Ripple (XRP)

Zypto makes Ripple usable beyond the wallet. Use your XRP to fund crypto cards, pay bills with crypto, top up mobiles, and send digital gift cards – all within the app.

Earn ZYP rewards every time you spend, reload, or refer friends. And as a $ZYPTO token holder, unlock exclusive perks and daily bonuses just for being active.

Your XRP isn’t just sitting – it’s working.

Using crypto across the Zypto ecosystem
Get started with the Zypto Wallet App

Ready To Power Up Your Ripple / XRP?

Get your XRP running in Zypto App – the self-custody wallet that lets you buy, manage and swap Ripple instantly.

Download today on iOS or Android and start using Ripple the way it was meant to be used.

What are Ripple, XRPL and XRP?

Ripple / XRPL (native token XRP) is a digital payment protocol that aims to facilitate fast, low-cost international money transfers. Utilizing blockchain technology, XRPL / Ripple enables seamless cross-border transactions, making it a valuable tool for financial institutions and payment providers.

Ripple / XRPL operates on the XRP Ledger, a decentralized and open-source blockchain designed for high performance and reliability. The network’s consensus mechanism, known as the Ripple Protocol Consensus Algorithm (RPCA), ensures quick transaction validation without the need for energy-intensive mining processes.

Unlike many cryptocurrencies focused on replacing traditional finance, XRPL / Ripple seeks to enhance and integrate with existing financial systems. Its unique consensus algorithm allows for rapid transaction processing times, often completing transfers in mere seconds, with minimal fees. This efficiency has made XRPL / Ripple an attractive option for banks and payment processors looking to streamline cross-border payments.

XRPL / Ripple’s focus on regulatory compliance and partnerships with financial institutions sets it apart. By working with banks and adhering to regulatory standards, Ripple / XRPL aims to create a bridge between the traditional financial system and the emerging world of digital assets.

The Ripple / XRPL network also supports the development of decentralized applications (dApps) and other digital innovations, promoting a versatile and scalable ecosystem.

With its vision of a unified global financial network, Ripple (XRPL) is positioned as a leader in the evolution of international payments, driving the future of financial technology.

Buy and Cash-In or Cash-Out Ripple Instantly

Buy Ripple (XRP) directly in Zypto App using 130+ fiat onramps, including card payments and local bank transfers.

Swap Ripple to / from USDC instantly inside the app, then cash-in or cash-out USDC in Zypto App at participating MoneyGram locations worldwide.

Your Ripple wallet is always connected, whether you’re buying XRP, trading from/to USDC, or turning digital assets into real-world cash.

USDC<->Cash with Zypto and MoneyGram
Zypto Multi-Chain Crypto Wallet App

Not Just a Ripple Wallet

Zypto App is more than just a Ripple wallet – it’s a true multi-asset wallet and multi-chain wallet that gives you control of XRP alongside more than 24,000 other cryptocurrencies.

From Bitcoin and Ethereum to stablecoins and memecoins, everything lives in one secure app.

Swap across chains with the in-app DEX, track your multi-chain portfolio in real time, and connect to DeFi tools, all without leaving Zypto. One wallet, 24,000+ assets.

How to Set Up a XRP / Ripple Wallet in Zypto App

How To Set Up a Crypto Wallet in Zypto App

Getting started with a Ripple wallet in Zypto App takes just a few minutes. Follow these steps:

1. Download Zypto App

Download the app from the App Store or Google Play. It’s free and supports 25+ languages.

2. Create or import your wallet

Open Zypto App and choose to create a new wallet, or import an existing one using a recovery / seed phrase.

3. Secure your wallet

Write down your recovery phrase and keep it offline. Set up your app PIN and activate optional biometric login for added protection. Remember that Zypto is non-custodial, so only you ever control your keys.

4. Generate your Ripple address

Select ‘Receive’ from the menu and search for XRP. Select it to generate a unique wallet address for sending and receiving XRP and XRPL-based tokens.

5. Add funds or connect onramps

Transfer XRP or XRPL-based tokens from another wallet, use Zypto’s 130+ fiat onramps, or swap into XRP directly in the app.

6. Start using Ripple

Manage tokens, connect to dApps, swap across multi chains, and use Ripple for real-world utility with Zypto crypto cards, crypto bill pay, mobile top-ups, and USDC cash-in and cash-out at participating MoneyGram locations worldwide.

Ready to Power Up Your XRP?

Zypto App is the ultimate XRP / Ripple wallet – secure, decentralised, and built for more than just storage.

From cold wallet protection with the Vault Key Card to 24,000+ supported assets, DeFi access, and real-world spending power, it’s the all-in-one DeFi wallet app that does it all.

Download Zypto App today and turn your XRP into a truly usable asset – buy it, store it, protect it, swap it, and spend it, all in one powerful application.

Zypto - The All-In-One Crypto App
[ccpw id="290473"]

Download Zypto Wallet at Google Play

 

Zypto Wallet App is available for Android at Google Play


Download Zypto Wallet at the App Store

 

Zypto Wallet App is available for iOS in the App Store

Frequently Asked Questions

What is a Ripple wallet?

A Ripple wallet can refer to an on-chain address that holds a user’s assets or it can refer to the application that is used to view and interact with Ripple. The Ripple address is a long string of numbers and letters. A good example of a Ripple Wallet App is Zypto.

How is XRPL / Ripple (XRP) different from Bitcoin?

XRPL / Ripple focuses on fast, cost-effective cross-border payments for institutions, while Bitcoin is a decentralized currency. Ripple uses a faster consensus protocol, enabling quicker, cheaper transactions. Zypto Wallet supports both, allowing users to easily manage these different cryptocurrencies.

How do I get a Ripple wallet?

It is completely free to create your own Ripple wallet. You can download an app on iOS or Android such as the feature-rich Zypto Ripple Wallet App. After that, you can create a new wallet in just moments. In fact, you won’t just get a Ripple address, but also for many other blockchains and tokens.

What companies are using XRPL / Ripple (XRP)?

Several financial institutions use XRPL / Ripple's technology, including Santander, American Express, and Standard Chartered. These companies leverage Ripple for efficient cross-border payments. Zypto Wallet's compatibility with Ripple makes it an ideal choice for users interacting with these institutions.

Does Ripple have a mobile wallet?

Ripple doesn’t have just one mobile wallet app. There are many! Probably the most advanced and practical of all of them is the Zypto Ripple Wallet App, which is available for download on iOS and Android. It’s completely free to download and has a huge number of features that are compatible with Ripple.

How can I buy XRPL / Ripple tokens or it's native coin XRP?

Choose a reputable platform supporting XRPL, such as Zypto Wallet. Create a wallet, deposit funds, and click to ‘buy’ XRP or XRPL tokens. After purchasing, Zypto Wallet offers a user-friendly platform for storing and managing your XRP holdings safely.

Where is my Ripple wallet address?

Your Ripple exists in just one place; on the blockchain! If you’re referring to where you can find it in your Ripple wallet app, that depends on which one you use. In the Zypto Wallet App, you should go to the home screen of the wallet, click on the address field near the top and then select the appropriate blockchain address for Ripple in the pop-up to copy it.

What is the current legal status of XRPL / Ripple (XRP)?

XRP is legally recognized as not a security when traded on public exchanges. While Ripple paid a fine related to past institutional sales, everyday users and traders can buy, hold, and use XRP without restrictions.

Which Ripple wallet is best?

The best Ripple wallet is the one you feel the most comfortable with. If you like a nice user-friendly interface, plenty of useful features and on top of all of that, rewards like cashback, then Zypto Ripple App is definitely worth taking a look at.

What are the risks associated with investing in XRPL / Ripple (XRP)?

Risks include regulatory uncertainty, market volatility, technological risks, and competition. Zypto Wallet helps mitigate some risks by providing secure storage and real-time price updates.

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