The Best XRPL/Ripple (XRP) Wallet App for iOS and Android
Manage your XRPL/Ripple (XRP) in our secure, user-friendly XRPL/Ripple defi crypto wallet by Zypto, available on Android and iOS. Experience the power of a next-generation XRPL/Ripple wallet app—designed to make your crypto journey secure, simple, practical and rewarding.
With Zypto’s decentralised, non-custodial Crypto App you can securely hold, send and receive many cryptocurrencies, including XRPL/Ripple. Also, discover ways to buy and spend XRPL/Ripple using integrated onramps, plus our range of XRPL/Ripple crypto cards, XRPL/Ripple gift cards, XRPL/Ripple bill payments, and more*.
Zypto is all about creating convenient, real-world utility for your digital assets.
You’ll love earning ZYPs in our loyalty and rewards program—earning cashback for buying, trading, and spending
XRPL/Ripple, plus referral bonuses and fun quests. It’s all waiting for you in the Zypto Rewards Hub, built to make using crypto even better to use in your day-to-day life.
* Please check in the app which of these options are currently available for XRPL/Ripple. If they are not, rest assured we’re working on it!
Zypto: The best wallet for XRPL/Ripple (XRP)
What is XRPL/Ripple ?
XRPL/Ripple (native token XRP) is a digital payment protocol that aims to facilitate fast, low-cost international money transfers. Utilizing blockchain technology, XRPL/Ripple enables seamless cross-border transactions, making it a valuable tool for financial institutions and payment providers.
XRP/Ripple operates on the XRP Ledger, a decentralized and open-source blockchain designed for high performance and reliability. The network’s consensus mechanism, known as the Ripple Protocol Consensus Algorithm (RPCA), ensures quick transaction validation without the need for energy-intensive mining processes.
Unlike many cryptocurrencies focused on replacing traditional finance, XRPL/Ripple seeks to enhance and integrate with existing financial systems. Its unique consensus algorithm allows for rapid transaction processing times, often completing transfers in mere seconds, with minimal fees. This efficiency has made XRPL/Ripple an attractive option for banks and payment processors looking to streamline cross-border payments.
XRPL/Ripple’s focus on regulatory compliance and partnerships with financial institutions sets it apart. By working with banks and adhering to regulatory standards, XRPL/Ripple aims to create a bridge between the traditional financial system and the emerging world of digital assets.
The XRPL/Ripple network also supports the development of decentralized applications (dApps) and other digital innovations, promoting a versatile and scalable ecosystem.
With its vision of a unified global financial network, Ripple (XRPL) is positioned as a leader in the evolution of international payments, driving the future of financial technology.
Securely Store XRPL/Ripple (XRP) with Zypto’s Advanced Security Features
Encryption
Zypto Wallet safeguards your XRPL/Ripple with cutting-edge encryption and multi-factor authentication.
Read-only Wallets
The safest way to store your XRPL/Ripple is for your wallet to not be online at all. That’s why the Zypto XRPL/Ripple Wallet allows you to track, buy and transfer into your read-only wallets with the same beautiful interface as your live wallets. You can bring them online any time with the seed phrase.
Partial Seed Phrase Remove/Restore
Taking the concept of read-only wallets one stage further, you can now choose to partially remove your seed phrase from your device, taking your XRPL/Ripple Wallet completely offline until you restore it by reinserting your secret words.
Zypto Wallet’s “Disguise Mode”
Have you ever worried that someone could find your phone or – even worse – force you to unlock it for them and gain access to your XRPL/Ripple wallets? That’s where the Zypto App’s “Disguise Mode” comes into play! By changing the recognisable Zypto logo for a boring-looking calculator icon, for example, people may never realise you have Zypto installed!
More amazing security features coming soon!
Send & Receive XRPL/Ripple (XRP) with Ease
Sending and receiving XRPL/Ripple has never been easier thanks to the amazing user-centric design of the Zypto XRPL/Ripple Wallet.
- Use the Contacts section to save your frequently used addresses and transfer XRPL/Ripple to them in just a few clicks.
- Send XRPL/Ripple between your own wallets even faster using the My Wallets functionality.
- Share your XRPL/Ripple address super easily any time.
Buy or Swap XRPL/Ripple (XRP) Directly within your XRPL/Ripple Wallet App
Zypto App’s integrated buy and sell feature allows you to convert your local fiat currency into XRPL/Ripple in over 190 countries.
Buy XRPL/Ripple with credit or debit cards, bank transfer and an extensive range of other payment methods.
Do you want to swap or trade your XRPL/Ripple? Use the integrated multichain swap, XRPL/Ripple DEX or use the in-app browser to connect to your favourite dApp.
Connect to XRPL/Ripple dApps Using your Zypto XRPL/Ripple Wallet
The heart of defi revolves around decentralised applications and smart contracts.
With the Zypto XRPL/Ripple Wallet’s integrated browser and wallet connect function (if you prefer to use a PC), anyone can participate in the exciting world of decentralised finance.
Download Zypto Wallet at Google Play
Zypto Wallet App is available for Android at Google Play

Download Zypto Wallet at the App Store
Zypto Wallet App is available for iOS in the App Store

FAQs
What is a XRPL/Ripple wallet?
A XRPL/Ripple wallet can refer to an on-chain address that holds a user’s assets or it can refer to the application that is used to view and interact with XRPL/Ripple. The XRPL/Ripple address is a long string of numbers and letters. A good example of a XRPL/Ripple Wallet App is Zypto.
How is XRPL/Ripple (XRP) different from Bitcoin?
How do I get a XRPL/Ripple wallet?
What companies are using XRPL/Ripple (XRP)?
Does XRPL/Ripple have a mobile wallet?
How can I buy XRPL/Ripple tokens or it's native coin XRP?
Where is my XRPL/Ripple wallet address?
What are the risks associated with investing in XRPL/Ripple (XRP)?
Which XRPL/Ripple wallet is best?
What is the current legal status of XRPL/Ripple (XRP)?
Crypto Wallets by Zypto
Crypto Articles from the Zypto Blog
Flash Loans: Unlocking Instant Liquidity in the Crypto World
Capital is a big factor required to scale up in the DeFi space. Imagine you want to bridge your tokens to another blockchain or contribute to a liq...
What is a Paper Wallet in Crypto and How Does It Work?
If you’re familiar with crypto trading and investing, you already know by now that a crypto wallet is one of the essential tools required for suc...
How to Start a Career in Web3
Web3 is the new face of the digital world, shifting the internet towards decentralization, blockchain technology, and cryptocurrencies. As we trans...
Blockchain Explorers – What They Are And How To Use Them
When you process a traditional transaction using a bank or another payment service provider, you can easily view the transaction history and other ...
How to Use Cryptocurrency for Online Purchases
Bitcoin, Ethereum, and other cryptocurrencies are known for their investment gains and their role in helping users store value. However, they’ve ...
AI and Web3: Exploring How AI is Transforming Web3 and Decentralized Finance
In today’s world of technological innovation, two terms have been constantly spoken about in the digital space — AI and Web3. Everyone know...
Crypto Trading 101: Basic Strategies and Tools
In the journey of mastering the crypto-verse, the next vital knowledge after understanding cryptocurrencies and blockchain technology is an introdu...
Where Can You Spend Crypto? 5 Places You Didn’t Expect
If you’re familiar with the latest cryptocurrency industry trends, you likely know that you can make bill payments or purchase groceries with a c...
10 Best Crypto Podcasts to Follow in 2025
Many years ago, you could hardly get the latest news without buying a newspaper or magazine. But today, you don’t need them anymore. Instea...
Crypto ATMs: Everything You Need to Know
Cryptocurrencies are more popular as tradable assets on centralized and decentralized exchanges. But did you know that you can trade your crypto fo...
What is NFT Staking? A Complete Beginner’s Guide
Staking is one of the most popular ways to earn money from crypto. The process involves locking your asset in a decentralized finance (DeFi) pool o...
How to Invest in Cryptocurrencies in the Bull Market
Whether you’re a newbie or an experienced cryptocurrency investor, you already know by now that the crypto market is volatile. Typically, there a...
How to Pay Your Credit Card with Crypto
Cryptocurrency is rapidly moving from just an investment asset to a practical tool for everyday financial transactions. With the rise of crypto-pow...
Top 7 GameFi Coins & Tokens to Keep an Eye On in 2025
According to a report by Virtue Market Research, the blockchain gaming market is on course to be worth nearly $30 billion by 2030. With such massiv...
6 Top DeFi Trends in 2025
Decentralized finance (DeFi) is a system of peer-to-peer (P2P) financial services that utilize cryptocurrency via blockchain technology for trading...
What is DeFi Lending? A Beginner’s Guide to Decentralized Crypto Loans
The decentralized finance (DeFi) market has created a unique branch of cryptocurrencies and blockchain technology where people can access financial...
Crypto Reddit – The Good, The Bad, and The Ugly
Reddit has become one of the most influential platforms for discussing cryptocurrency. With its vast number of active users, Crypto Reddit offers b...
How to Spend Bitcoin (BTC) Anywhere Online Using a Virtual Card
Bitcoin (BTC) has evolved from being just a store of value to becoming a practical currency for purchasing a wide array of products and services. M...
Understanding DePIN and Its Role in Web3 Revolution
Web3 is changing how we use the internet, especially for tech enthusiasts, by introducing decentralized technologies. At the center of this change ...
What are Smart Contracts; A Beginner’s Guide
For those who are new to cryptocurrency, one of the major questions has always been “What are smart contracts?” Well, they’re not some le...

Welcome to Zyptopia