Best Lombard (BARD) wallet app for real use
BARD · Multichain networkLooking for a Lombard wallet or a BARD wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold BARD, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Why Zypto is the best Lombard (BARD) wallet for everyday use
Most Lombard wallets do one thing: hold BARD. Zypto App is a full DeFi wallet built for actually using it. Hold BARD non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Lombard wallet app or your first BARD wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Lombard wallet for beginners and the best BARD wallet app
New to Lombard? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working BARD wallet in under a minute. Add your first BARD by receiving from another wallet, or by buying in-app where supported.
From zero to using Lombard
앱 받기
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add BARD
Receive BARD from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Lombard is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your BARD and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Lombard?
Lombard는 비트코인 보유자가 BTC를 그대로 놀리는 대신 탈중앙화 금융(DeFi)에서 활용할 수 있게 하는 비트코인 유동성 스테이킹 프로토콜입니다. 주요 상품은 스테이킹된 비트코인으로 1:1 뒷받침되는 유동성 스테이킹 토큰인 LBTC입니다. 사용자는 BTC를 스테이킹하고 LBTC를 받은 뒤, 비트코인 스테이킹 수익을 계속 얻으면서도 DeFi 전반에서 대출, 차입, 유동성 공급을 할 수 있습니다. 기반이 되는 스테이킹은 Babylon 프로토콜을 통해 이루어집니다. BARD는 Lombard의 네이티브 토큰입니다. 거버넌스, 네트워크 보안을 돕는 스테이킹, 프로토콜 보상 및 유틸리티 이용에 사용되며 최대 발행량은 10억 개입니다. Lombard는 2024년 LBTC를 출시했고 2025년 BARD 토큰을 도입했으므로, BARD는 비교적 신생 자산이며 시장 이력이 짧습니다. LBTC는 이더리움을 비롯한 여러 지원 블록체인에서 이용할 수 있습니다. Lombard 시세를 추적하고 BARD를 자기 보관 지갑에 보관할 수 있습니다.
What you can do with Lombard in Zypto
Zypto App connects your Lombard to real-world spending. Swap into supported coins in-app, use your Lombard in the real world.
Vault Key Card 콜드 스토리지
Card-based cold-wallet hardware. NFC-tap to sign Lombard transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
가상자산 카드Pay bills with Lombard
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
청구서 결제Buy gift cards with BARD
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
기프트카드어떤 기기도 충전
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
모바일 충전크로스체인 스왑
Swap Lombard into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
멀티체인 지갑Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Lombard
Cross-chain swaps mean your BARD can become any of these in two taps.
662+ dedicated wallet pages
Lombard wallet FAQs
What's the best Lombard wallet app?
That depends on what you want to do with your BARD. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Lombard wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your BARD. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Lombard into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Lombard wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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