How to Set Up a Stellar Wallet in Zypto App (XLM Guide)

If you’re looking to use Stellar (XLM) for payments, swaps, or real-world utility, Zypto App makes it simple to get started.

Stellar is one of the fastest and most cost-efficient blockchains, widely used for payments and stablecoin transfers.

With Zypto, you can create a Stellar wallet in minutes and connect directly to Zypto’s ecosystem of crypto cards, crypto bill payments, mobile top-ups, gift cards, swaps, and even cash-in and cash-out USDC in Zypto App with Stellar and MoneyGram.

How to Set Up a XLM / Stellar Wallet in Zypto App

Getting started with a Stellar wallet in Zypto App takes just a few minutes. Follow these steps:

Download Zypto App
Download the app from the App Store or Google Play. It’s free and supports 25+ languages.
Create or import your wallet
Open Zypto App and choose to create a new wallet, or import an existing one using a recovery / seed phrase.
Secure your wallet
Write down your recovery phrase and keep it offline. Set up your app PIN and activate optional biometric login for added protection. Remember that Zypto is non-custodial, so only you ever control your keys.
Generate your Stellar address
Select ‘Receive’ from the menu and search for XLM. Select it to generate a unique wallet address for sending and receiving XLM and Stellar-based tokens.
Add funds or connect onramps
Transfer XLM or Stellar-based tokens from another wallet, use Zypto’s 130+ fiat onramps, or swap into XLM directly in the app.
Start using Stellar
Manage tokens, connect to dApps, swap across multi chains, and use Stellar for real-world utility with Zypto crypto cards, crypto bill pay, mobile top-ups, and USDC cash-in and cash-out at participating MoneyGram locations worldwide.

Why Use Stellar in Zypto App?

Stellar is built for payments, offering fast and low-cost transfers that make it one of the most practical blockchains for everyday use.

By setting up your Stellar wallet in Zypto App, you unlock a full suite of services – from real-world payments and global cash access to crypto cards and cross-chain swaps.

Dive Into DeFi With Zypto

It’s one of the easiest ways to create and manage a Stellar crypto wallet for both everyday use and DeFi opportunities. For a deeper dive into features, security, and why Zypto leads the pack, check out The Best Stellar Wallet App in 2025.

Download Zypto App today and create your Stellar wallet in minutes.

FAQs

How do I set up a Stellar wallet?

You can set up a Stellar wallet in Zypto App by downloading the app, creating or importing a wallet, securing it with a recovery phrase and PIN, then generating a Stellar address for XLM.

Is Zypto App a good Stellar wallet?

Yes. Zypto App supports XLM and Stellar-based tokens, offers 130+ fiat onramps, multi-chain swaps, and real-world services like crypto cards, bill pay, mobile top-ups, and USDC cash-in and cash-out with MoneyGram.

Can I use a Stellar wallet for real-world payments?

Yes. With Zypto App you can connect your Stellar wallet to Zypto crypto cards, pay bills with crypto, buy mobile top-ups, and shop gift cards.

Does a Stellar wallet have fees?

The Stellar blockchain charges minimal network fees, but they are so low they are often considered negligible compared to other blockchains.

What is the best way to secure a Stellar wallet?

Always back up your recovery phrase offline, set up an app PIN, and enable biometric login. Zypto App is non-custodial, meaning only you control your keys.