Virtual Premium VISA Card - Arguably The Best Virtual Crypto Card

If you have ever wished your crypto could move as fast as you do, the Virtual Premium VISA Card from Zypto makes it possible. It is a reloadable virtual crypto card that gives your digital assets real-world spending power, accepted anywhere Visa is accepted in over 150 countries.

Whether you are shopping online, paying through apps, or tapping your phone at checkout, this card is built for DeFi users who expect more control and flexibility.

Real Crypto Payments, Not Centralised Custody

Most virtual crypto cards require users to transfer assets into a centralised account before loading funds. Zypto’s Virtual Premium VISA Card is different. You can load funds directly from any DeFi wallet without giving up custody or control.

Top up instantly and spend with full visibility. The card converts your crypto at the moment of load, allowing you to lock in your exchange rate and know exactly what you are spending every time.

Simple, Secure, and Ready in Minutes

Your card details are available immediately in Zypto App once your KYC is complete, which usually takes only a few minutes. Add your card to Apple Pay or Google Pay for contactless payments, or use it for secure online purchases protected by 3D Secure.

Inside Zypto App, you can view every transaction, set your own security PIN, and manage your card in real time. You can also load or partially load your card with your ZYP rewards balance, making your rewards instantly usable for spending.

Power, Flexibility, and Global Reach

Use your Virtual Premium VISA Card anywhere Visa is accepted, in more than 150 countries. With competitive multi-currency FX support and zero monthly fee, it is ideal for frequent travellers, freelancers, and on-chain professionals who live in a global economy.

The card operates in USD, you can choose to load with over 100 cryptocurrencies, and blockchain gas fees are displayed and paid directly to the blockchain when loading, with everything extremely clear.

Transparent Fees and High Spending Limits

The Virtual Premium VISA Card is designed for high-performance use without hidden costs.

Key Fees and Limits

Acquisition: $0
Monthly: $0
Decline: $0
Transaction: $0.30
FX: 1.75%
Off-ramp fee: 3%
Initial load: $10 (added to balance)
Unlimited spending limits
ATM withdrawals: up to $250 per withdrawal, $750 per day, three withdrawals per 24 hours

Fast KYC and Instant Issuance

KYC verification usually takes only a few minutes, after which your Virtual Premium VISA Card is issued instantly inside Zypto App and ready for use. Once active, you can top up your balance anytime directly from your DeFi wallet or with your ZYP rewards.

A True DeFi Payment Experience

The Virtual Premium VISA Card gives you a way to spend without giving up sovereignty. It bridges decentralised wallets with real-world utility, allowing you to make everyday payments while staying on-chain.

Upcoming Cashback & Perks – Earn rewards and discounts with every purchase – launching soon.

Order your virtual crypto card inside Zypto App or at Zypto.com and start experiencing a true virtual crypto card designed for DeFi.

FAQs

What is the Virtual Premium VISA Card?

The Virtual Premium VISA Card is a reloadable virtual crypto card available through Zypto. It allows users to load funds directly from any DeFi wallet and use them anywhere Visa is accepted.

How fast is KYC approval for the Virtual Premium VISA Card?

KYC verification usually takes only a few minutes. Once complete, your card details are issued instantly inside Zypto App and ready to use.

Can I load the Virtual Premium VISA Card from any wallet?

Yes. The Virtual Premium VISA Card supports direct loading from any DeFi wallet, removing the need to transfer assets into a centralised account first.