The Best Stellar (XLM) Wallet App for iOS and Android
Manage your Stellar (XLM) in our secure, user-friendly Stellar defi crypto wallet by Zypto, available on Android and iOS. Experience the power of a next-generation Stellar wallet app—designed to make your crypto journey secure, simple, practical and rewarding.
With Zypto’s decentralised, non-custodial Crypto App you can securely hold, send and receive many cryptocurrencies, including Stellar. Also, discover ways to buy Stellar and spend Stellar using integrated onramps, plus our range of Stellar crypto cards, Stellar gift cards, Stellar bill payments, and more*.
Zypto is all about creating convenient, real-world utility for your digital assets.
You’ll love earning ZYPs in our loyalty and rewards program—earning cashback for buying, trading, and spending
Stellar, plus referral bonuses and fun quests. It’s all waiting for you in the Zypto Rewards Hub, built to make using crypto even better to use in your day-to-day life.
* Please check in the app which of these options are currently available for Stellar. If they are not, rest assured we’re working on it!
Zypto: The best wallet for Stellar (XLM)
Easily Add Tokens to your Trustlines
Trustlines on the Stellar blockchain mean that your wallet will only accept incoming transactions if the you have previously approved the token. On the Zypto Stellar Wallet, this functionality is built in and super easy to use.
Send, Receive and Transact with XML and other Stellar Tokens
If you're looking for an easy-to-use, practical wallet app for multiple assets on the Stellar blockchain, look no further! Zypto makes it more convenient than ever to send, receive and swap multiple Stellar-based digital assets.
Cash to USDC XLM and USDC XLM to Cash with Moneygram Access
With the Zypto Moneygram Access integration, you can convert cash for USDC XLM and vice versa at thousands of selected Moneygram locations. Zypto are official partners of the Stellar Development Foundation and Moneygram.
What is Stellar ?
Stellar, is an open-source network that leverages blockchain technology to facilitate swift, cost-effective fund transfers across borders and currencies. Stellar’s native cryptocurrency, Lumens (XLM), serves as the network’s native currency, enabling seamless interoperability between diverse financial systems.
The Stellar blockchain uses the Stellar Consensus Protocol (SCP) as its consensus mechanism. SCP is designed to be secure, fast, and efficient, providing several advantages over traditional consensus mechanisms like Proof of Work (PoW) and Proof of Stake (PoS).
Unlike many cryptocurrencies aiming to replace traditional finance, Stellar seeks to enhance and unify existing structures. Its unique selling point lies in its versatility—supporting transactions in any currency, from fiat to crypto. This adaptability has attracted major corporate partnerships and billions in processed transactions.
As an open platform, Stellar invites innovation. Developers can harness its infrastructure to create decentralized applications, Dapps, wallets, or tokens. Recent initiatives by the Stellar Development Foundation have expanded the network’s capabilities, venturing into NFTs and smart contracts.
Stellar’s vision of a harmonized global financial ecosystem, where disparate systems converge on a single, efficient network, positions it at the leader of financial technology’s evolution.
Securely Store Stellar (XLM) with Zypto’s Advanced Security Features
Encryption
Zypto Wallet safeguards your Stellar with cutting-edge encryption and multi-factor authentication.
Read-only Wallets
The safest way to store your Stellar is for your wallet to not be online at all. That’s why the Zypto Stellar Wallet allows you to track, buy and transfer into your read-only wallets with the same beautiful interface as your live wallets. You can bring them online any time with the seed phrase.
Partial Seed Phrase Remove/Restore
Taking the concept of read-only wallets one stage further, you can now choose to partially remove your seed phrase from your device, taking your Stellar Wallet completely offline until you restore it by reinserting your secret words.
Zypto Wallet’s “Disguise Mode”
Have you ever worried that someone could find your phone or – even worse – force you to unlock it for them and gain access to your Stellar wallets? That’s where the Zypto App’s “Disguise Mode” comes into play! By changing the recognisable Zypto logo for a boring-looking calculator icon, for example, people may never realise you have Zypto installed!
More amazing security features coming soon!
Send & Receive Stellar (XLM) with Ease
Sending and receiving Stellar has never been easier thanks to the amazing user-centric design of the Zypto Stellar Wallet.
- Use the Contacts section to save your frequently used addresses and transfer Stellar to them in just a few clicks.
- Send Stellar between your own wallets even faster using the My Wallets functionality.
- Share your Stellar address super easily any time.
Buy or Swap Stellar (XLM) Directly within your Stellar Wallet App
Zypto App’s integrated buy and sell feature allows you to convert your local fiat currency into Stellar in over 190 countries.
Buy Stellar with credit or debit cards, bank transfer and an extensive range of other payment methods.
Do you want to swap or trade your Stellar? Use the integrated multichain swap, Stellar DEX or use the in-app browser to connect to your favourite dApp.
Connect to Stellar dApps Using your Zypto Stellar Wallet
The heart of defi revolves around decentralised applications and smart contracts.
With the Zypto Stellar Wallet’s integrated browser and wallet connect function (if you prefer to use a PC), anyone can participate in the exciting world of decentralised finance.
Download Zypto Wallet at Google Play
Zypto Wallet App is available for Android at Google Play

Download Zypto Wallet at the App Store
Zypto Wallet App is available for iOS in the App Store

FAQs
What is a Stellar wallet?
A Stellar wallet can refer to an on-chain address that holds a user’s assets or it can refer to the application that is used to view and interact with Stellar. The Stellar address is a long string of numbers and letters. A good example of a Stellar Wallet App is Zypto.
Does Stellar have its own wallet?
How do I get a Stellar wallet?
Can Stellar reach 100 dollars?
Does Stellar have a mobile wallet?
Is XLM a good investment?
Where is my Stellar wallet address?
Can I use Stellar to send money?
Which Stellar wallet is best?
Will banks use Stellar?
Crypto Wallets by Zypto
Crypto Articles from the Zypto Blog
Top 10 Web3 Applications in 2025
Over the years, the internet has evolved from Web1(read) to Web2 (read-use), and in 2025, Web3 (read-use-write) is at the forefront of this digital...
Top Blockchain Platforms Transforming Web3 and Businesses
As we dive into the dynamics of Web3, the quest for powerful and reliable blockchain platforms is more critical than ever. These platforms are the ...
What Is the Crypto Fear and Greed Index & Why Is It Important?
The fear and greed index is a sentiment analysis tool designed to measure the emotions dominating the market at a given time. Originating from trad...
Top 7 GameFi Coins & Tokens to Keep an Eye On in 2024
According to a recent report, the blockchain gaming market is on course to be worth over $300 billion by 2030. With such massive anticipated growth...
How to Accept Crypto Payments as a Business
Card payments and online banking are popular payment methods among conventional businesses. Today, businesses accept digital payments via various c...
How to Back Up Your Crypto Wallet: A Step-by-Step Guide
Setting up cryptocurrency wallets is the first step for many crypto beginners. This is because a crypto wallet helps you secure your assets and giv...
How to Start a Career in Web3
Web3 is the new face of the digital world, shifting the internet towards decentralization, blockchain technology, and cryptocurrencies. As we trans...
How to Keep Your Cryptocurrency Safe: Security Best Practices
The growth of the cryptocurrency industry has undoubtedly revolutionized the way we manage our money, providing unparalleled opportunities and adva...
Stablecoins Explained: Bridging Cryptocurrency and Traditional Finance
The crypto market is a vast ecosystem boasting an impressive $2.4 trillion in capitalization. As an enthusiast or investor, your portfolio likely c...
Automated Market Maker: The Key to Seamless Decentralized Trading
Imagine a digital marketplace with no human vendors, yet transactions happen seamlessly, and prices adjust in real time. That’s the beauty of an ...
The Untold Stories of How Multi-billion Dollar Crypto Exchanges Were Built
Over the past ten years, the cryptocurrency industry has evolved from an experimental idea into a multi-trillion-dollar market. As of May 6, the gl...
Top 7 GameFi Coins & Tokens to Keep an Eye On in 2025
According to a report by Virtue Market Research, the blockchain gaming market is on course to be worth nearly $30 billion by 2030. With such massiv...
What is a Web3 Wallet and How Does It Work?
There have been significant changes with the introduction of Web3, a decentralized version of the Internet. With everything going digital, it’s i...
What Is An EVM Wallet?
Click here if you’re looking for the: Zypto EVM Wallet App. In the cryptosphere certain innovations are worth highlighting due to their signi...
10 Best Crypto Friendly Banks in 2025
With a projected growth rate (CAGR) of 8.62% between 2024 and 2028, the crypto market could be worth over $71 billion in the next four years. The c...
What is Ethereum and How Is It Different From Bitcoin?
If you’ve ever wondered “what is Ethereum”? and how it differs from Bitcoin, you are not alone. Though Bitcoin retains the industry’s l...
Top 15 Web3 Companies in 2025
Web3 represents the next evolution of the internet, promising a user-centric digital ecosystem. Built on blockchain technology, Web3 offers a decen...
Crypto Mining: The Energy Debate
Crypto mining is one of the popular alternative ways people make money from crypto. Beyond that, new coins cannot be produced and many crypto trans...
What is Cold Storage in Crypto? A Detailed Guide
You may have heard of a cold crypto wallet before. Or maybe you’ve seen cryptocurrency exchanges say they secure customers’ assets using cold s...
What is DeFi Lending? A Beginner’s Guide to Decentralized Crypto Loans
The decentralized finance (DeFi) market has created a unique branch of cryptocurrencies and blockchain technology where people can access financial...

Welcome to Zyptopia