The Best XRPL/Ripple (XRP) Wallet App for iOS and Android
Manage your XRPL/Ripple (XRP) in our secure, user-friendly XRPL/Ripple defi crypto wallet by Zypto, available on Android and iOS. Experience the power of a next-generation XRPL/Ripple wallet app—designed to make your crypto journey secure, simple, practical and rewarding.
With Zypto’s decentralised, non-custodial Crypto App you can securely hold, send and receive many cryptocurrencies, including XRPL/Ripple. Also, discover ways to buy XRPL/Ripple and spend XRPL/Ripple using integrated onramps, plus our range of XRPL/Ripple crypto cards, XRPL/Ripple gift cards, XRPL/Ripple bill payments, and more*.
Zypto is all about creating convenient, real-world utility for your digital assets.
You’ll love earning ZYPs in our loyalty and rewards program—earning cashback for buying, trading, and spending
XRPL/Ripple, plus referral bonuses and fun quests. It’s all waiting for you in the Zypto Rewards Hub, built to make using crypto even better to use in your day-to-day life.
* Please check in the app which of these options are currently available for XRPL/Ripple. If they are not, rest assured we’re working on it!
Zypto: The best wallet for XRPL/Ripple (XRP)
What is XRPL/Ripple ?
XRPL/Ripple (native token XRP) is a digital payment protocol that aims to facilitate fast, low-cost international money transfers. Utilizing blockchain technology, XRPL/Ripple enables seamless cross-border transactions, making it a valuable tool for financial institutions and payment providers.
XRP/Ripple operates on the XRP Ledger, a decentralized and open-source blockchain designed for high performance and reliability. The network’s consensus mechanism, known as the Ripple Protocol Consensus Algorithm (RPCA), ensures quick transaction validation without the need for energy-intensive mining processes.
Unlike many cryptocurrencies focused on replacing traditional finance, XRPL/Ripple seeks to enhance and integrate with existing financial systems. Its unique consensus algorithm allows for rapid transaction processing times, often completing transfers in mere seconds, with minimal fees. This efficiency has made XRPL/Ripple an attractive option for banks and payment processors looking to streamline cross-border payments.
XRPL/Ripple’s focus on regulatory compliance and partnerships with financial institutions sets it apart. By working with banks and adhering to regulatory standards, XRPL/Ripple aims to create a bridge between the traditional financial system and the emerging world of digital assets.
The XRPL/Ripple network also supports the development of decentralized applications (dApps) and other digital innovations, promoting a versatile and scalable ecosystem.
With its vision of a unified global financial network, Ripple (XRPL) is positioned as a leader in the evolution of international payments, driving the future of financial technology.
Securely Store XRPL/Ripple (XRP) with Zypto’s Advanced Security Features
Encryption
Zypto Wallet safeguards your XRPL/Ripple with cutting-edge encryption and multi-factor authentication.
Read-only Wallets
The safest way to store your XRPL/Ripple is for your wallet to not be online at all. That’s why the Zypto XRPL/Ripple Wallet allows you to track, buy and transfer into your read-only wallets with the same beautiful interface as your live wallets. You can bring them online any time with the seed phrase.
Partial Seed Phrase Remove/Restore
Taking the concept of read-only wallets one stage further, you can now choose to partially remove your seed phrase from your device, taking your XRPL/Ripple Wallet completely offline until you restore it by reinserting your secret words.
Zypto Wallet’s “Disguise Mode”
Have you ever worried that someone could find your phone or – even worse – force you to unlock it for them and gain access to your XRPL/Ripple wallets? That’s where the Zypto App’s “Disguise Mode” comes into play! By changing the recognisable Zypto logo for a boring-looking calculator icon, for example, people may never realise you have Zypto installed!
More amazing security features coming soon!
Send & Receive XRPL/Ripple (XRP) with Ease
Sending and receiving XRPL/Ripple has never been easier thanks to the amazing user-centric design of the Zypto XRPL/Ripple Wallet.
- Use the Contacts section to save your frequently used addresses and transfer XRPL/Ripple to them in just a few clicks.
- Send XRPL/Ripple between your own wallets even faster using the My Wallets functionality.
- Share your XRPL/Ripple address super easily any time.
Buy or Swap XRPL/Ripple (XRP) Directly within your XRPL/Ripple Wallet App
Zypto App’s integrated buy and sell feature allows you to convert your local fiat currency into XRPL/Ripple in over 190 countries.
Buy XRPL/Ripple with credit or debit cards, bank transfer and an extensive range of other payment methods.
Do you want to swap or trade your XRPL/Ripple? Use the integrated multichain swap, XRPL/Ripple DEX or use the in-app browser to connect to your favourite dApp.
Connect to XRPL/Ripple dApps Using your Zypto XRPL/Ripple Wallet
The heart of defi revolves around decentralised applications and smart contracts.
With the Zypto XRPL/Ripple Wallet’s integrated browser and wallet connect function (if you prefer to use a PC), anyone can participate in the exciting world of decentralised finance.
Download Zypto Wallet at Google Play
Zypto Wallet App is available for Android at Google Play

Download Zypto Wallet at the App Store
Zypto Wallet App is available for iOS in the App Store

FAQs
What is a XRPL/Ripple wallet?
A XRPL/Ripple wallet can refer to an on-chain address that holds a user’s assets or it can refer to the application that is used to view and interact with XRPL/Ripple. The XRPL/Ripple address is a long string of numbers and letters. A good example of a XRPL/Ripple Wallet App is Zypto.
How is XRPL/Ripple (XRP) different from Bitcoin?
How do I get a XRPL/Ripple wallet?
What companies are using XRPL/Ripple (XRP)?
Does XRPL/Ripple have a mobile wallet?
How can I buy XRPL/Ripple tokens or it's native coin XRP?
Where is my XRPL/Ripple wallet address?
What are the risks associated with investing in XRPL/Ripple (XRP)?
Which XRPL/Ripple wallet is best?
What is the current legal status of XRPL/Ripple (XRP)?
Crypto Wallets by Zypto
Explore the Latest From Our Blog
What Are Crypto Airdrops & How Can You Get Them?
If you’re familiar with the crypto space, you must have heard of crypto airdrops and how everyone is excited about them. That’s because crypto ...
Web3 and Blockchain: How Blockchain Technology Contributes to Web3
The internet, an integral part of modern life, is experiencing a transformation with Web3. This new era of the web is designed to place users at th...
What is Cold Storage in Crypto? A Detailed Guide
You may have heard of a cold crypto wallet before. Or maybe you’ve seen cryptocurrency exchanges say they secure customers’ assets using cold s...
What is NFT Staking? A Complete Beginner’s Guide
Staking is one of the most popular ways to earn money from crypto. The process involves locking your asset in a decentralized finance (DeFi) pool o...
The Untold Stories of How Multi-billion Dollar Crypto Exchanges Were Built
Over the past ten years, the cryptocurrency industry has evolved from an experimental idea into a multi-trillion-dollar market. As of May 6, the gl...
Top 10 Bitcoin Holders in the World: Who Owns the Most BTC?
When Satoshi Nakamoto created Bitcoin in 2010, only a limited few understood his vision for the digital currency. Though there have been thousands ...
Decentralized Applications (dApps): What You Need to Know
Can you imagine using an app that is immune to censorship and doesn’t require a central authority? That’s precisely the idea behind decentraliz...
What Are Crypto Hardware Wallets? A Detailed Guide
Crypto adoption is growing and safeguarding digital assets has never been more critical. One of the most secure ways to store your crypto safely is...
What is NFT Farming & How Does It Work?
People who know yield farming may have no issues understanding non-fungible token (NFT) farming. However, newbie investors may need help to underst...
What are Smart Contracts; A Beginner’s Guide
For those who are new to cryptocurrency, one of the major questions has always been “What are smart contracts?” Well, they’re not some le...
10 Best Crypto Podcasts to Follow in 2025
Many years ago, you could hardly get the latest news without buying a newspaper or magazine. But today, you don’t need them anymore. Instea...
7 Passive Income Streams in DeFi You Should Know
Imagine a world where you can earn passive income without banks or centralized intermediaries, just you and the power of decentralized finance (DeF...
6 Top DeFi Trends in 2025
Decentralized finance (DeFi) is a system of peer-to-peer (P2P) financial services that utilize cryptocurrency via blockchain technology for trading...
How to Pay Your Credit Card with Crypto
Cryptocurrency is rapidly moving from just an investment asset to a practical tool for everyday financial transactions. With the rise of crypto-pow...
Web3 and Blockchain : What Are Layer-1 and Layer-2 Scaling Solutions?
Web3 and Blockchain technology have taken the world by storm with revolutionary features, and one key attribute is Decentralization — the ability...
Blockchain – What is It and What Does It Do?
Almost everyone talks about Bitcoin and other cryptocurrencies these days. That’s because these assets have become more popular among crypto and ...
The Mysterious Success Tale of Satoshi Nakamoto, the Pseudonymous Creator of Bitcoin
If you’re into cryptocurrency, the name Satoshi Nakamoto is likely to ring a bell. This mysterious person (or perhaps a group of people) crea...
AI and Web3: Exploring How AI is Transforming Web3 and Decentralized Finance
In today’s world of technological innovation, two terms have been constantly spoken about in the digital space — AI and Web3. Everyone know...
Crypto Yield Farming: What Is It & How Does It Work?
When people hear of cryptocurrency investing, they automatically think of buying and selling Bitcoin and other digital assets. However, like in tra...
How to Use Cryptocurrency for Online Purchases
Bitcoin, Ethereum, and other cryptocurrencies are known for their investment gains and their role in helping users store value. However, they’ve ...
