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Zypto - The Crypto Wallet App, Crypto Payment Gateway and Much More...

Enjoy borderless finance – cutting-edge crypto payments, global access and personal freedom.

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Everything you need to live on crypto

Zypto makes it easy to grow, manage and spend your crypto the way you want – at home or across the world.

Power up your crypto life

Grow it, spend it, swap it, secure it - with the all-in-one Zypto App and Vault Key Card

The Zypto App

Your All-in-One Crypto Powerhouse

Crypto App with Cards, DeFi Wallets & More

The crypto and crypto payment app – with cards, DeFi wallets and full Web3 access. Buy, store, and trade over 24,000 assets, connect to dApps, and swap cross-chain with a tap. Use virtual cards for every-day shopping, or off-ramp to cash globally with a physical Visa card. Pay bills and top up mobiles – all in one slick, secure application.
Dive into the Zypto App

The Vault Key Card

The Mobile-First Hard Crypto Wallet

Maximum Security. Minimal Fuss.

The Vault Key Card is a next-generation crypto hard wallet that fits in your pocket but locks down your assets like a vault. With biometric access, split-key technology and full offline storage, it keeps your keys safe and your crypto untouchable - no cables, no chargers - mobile first.
Explore The VKC

Pay with crypto - feel the freedom

Use it for cards, bills, mobile top ups, data and 8,500+ gift cards.

Virtual Crypto Cards - Reloadable

Virtual Crypto Cards - Reloadable

High Limit - Low Fees - Fast KYC - Issued in 24 Hours

Global Reloadable Crypto Cards

Use your crypto for real world spending. Our virtual reloadable crypto cards are the ultimate off-ramp - with fast KYC, 24-hour issuing, and high limits. Use online or in-store with Apple Pay, Google Pay, and 3DS support. Available in the Zypto App and at Zypto.com.
Use your crypto like cash

Physical Crypto Cards

High Limit - Global Spending

High Limit Global Cards

Spend big, live global. Our high-limit crypto cards give you up to $175K to spend in one transaction, with up to 1M in firepower. Use them around the world, with simple loading and instant off-ramping. Order now on Zypto.com and Zypto App.
Go global with your crypto

Pay Bills with Crypto

Pay Every-Day Bills in +120 Countries

Utilities, Credit Cards, Mortages, Loans...

Pay everyday bills with crypto - from credit cards to utilities, even mortgages and loans. Zypto Pay makes it simple, secure, and available in 120+ countries (with more coming soon). Use it now in Zypto App or at Zypto.com.
Pay bills with crypto

Virtual Crypto Cards - Single Load

High Limit - Soft KYC - Issued in Minutes

Soft KYC Crypto Cards

Get crypto cards fast – no hard checks, no waiting. Choose from Visa, Mastercard, or AMEX single-load cards with soft KYC and instant delivery. Use online or in-store with Apple Pay or Google Pay. Available in the Zypto App and at Zypto.com.
Get a card in minutes

Buy Gift Cards with Crypto

Over 8500 Top International Brands

Gift Cards With Crypto

Treat yourself - or someone else. Buy gift cards from over 8,500 global brands using crypto. Add a personal message and send instantly. Available now on Zypto.com - coming soon to Zypto App.
Shop gift cards now

Mobile Topups with Crypto

Recharge in 170+ Countries. Fast.

Airtime, Data & Bundles - Paid in Crypto

Top up mobile numbers, buy data and data bundles with over 100 crypto assets - including stablecoins, SHIB, DOGE, DASH and XLM. Available exclusively in Zypto App. Lightning fast. Globally connected.
Power up with crypto

Cash In. Cash Out. Anywhere.

Cash-in or cash-out USDC in Zypto App at participating MoneyGram locations.
No banks. No borders.

Cash-to-USDC <-> USDC-to-Cash

Cash in. Cash Out. Anywhere.

Cash-in or cash-out your USDC

Add or withdraw USDC in the Zypto App for cash at any participating MoneyGram location around the world.

No bank account? No problem.

Explore The Global Service

Top Crypto Coins & Tokens for 2025

Physical & Virtual Crypto Cards
The VKC Crypto Cold Wallet
Download Zypto App
Zypto ~ Official Partners of MoneyGram
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