Best Spark (SPK) wallet app for real use
SPK · Ethereum networkLooking for a Spark wallet or a SPK wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold SPK, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Why Zypto is the best Spark (SPK) wallet for everyday use
Most Spark wallets do one thing: hold SPK. Zypto App is a full DeFi wallet built for actually using it. Hold SPK non-custodially on the Ethereum network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Spark wallet app or your first SPK wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Spark wallet for beginners and the best SPK wallet app
New to Spark? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working SPK wallet in under a minute. Add your first SPK by receiving from another wallet, or by buying in-app where supported.
From zero to using Spark
앱 받기
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add SPK
Receive SPK from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Spark is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your SPK and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Spark?
Spark(SPK)는 이전에 MakerDAO로 알려졌던 프로젝트인 Sky 생태계 내의 DeFi 대출 및 예치 프로토콜입니다. 사용자는 Spark Savings를 통해 스테이블코인 예치금에 대한 수익을 얻고, 원래 Aave에서 포크된 머니 마켓인 SparkLend를 통해 자산을 빌리거나 빌려주며, 유동성 레이어를 통해 여러 체인에 걸쳐 스테이블코인 유동성을 배치할 수 있습니다. SPK는 스테이킹, 거버넌스, 파밍 인센티브에 사용되는 프로토콜의 네이티브 토큰입니다. 제네시스 시점에 총 100억 개의 SPK가 발행되었으며, 그중 상당 부분은 Sky 생태계 전반에 걸친 다년간의 파밍 캠페인을 통해 분배됩니다. 이 토큰은 2025년 6월 출시되어 주로 이더리움에서 운영됩니다. Spark는 여러 상품에 걸쳐 수십억 달러 규모의 예치금과 대출을 운용하며 상당한 규모로 운영되고 있습니다. Spark 시세를 확인하고 SPK를 자기 보관 지갑에 보관할 수 있습니다.
What you can do with Spark in Zypto
Zypto App connects your Spark to real-world spending. Swap into supported coins in-app, use your Spark in the real world.
Vault Key Card 콜드 스토리지
Card-based cold-wallet hardware. NFC-tap to sign Spark transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
가상자산 카드Pay bills with Spark
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
청구서 결제Buy gift cards with SPK
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
기프트카드어떤 기기도 충전
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
모바일 충전크로스체인 스왑
Swap Spark into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
멀티체인 지갑Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Spark
Cross-chain swaps mean your SPK can become any of these in two taps.
662+ dedicated wallet pages
Spark wallet FAQs
What's the best Spark wallet app?
That depends on what you want to do with your SPK. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Spark wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your SPK. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Spark into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Spark wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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