Best Holo (HOT) wallet app for real use
HOT · Multichain networkLooking for a Holo wallet or a HOT wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold HOT, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Why Zypto is the best Holo (HOT) wallet for everyday use
Most Holo wallets do one thing: hold HOT. Zypto App is a full DeFi wallet built for actually using it. Hold HOT non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Holo wallet app or your first HOT wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Holo wallet for beginners and the best HOT wallet app
New to Holo? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working HOT wallet in under a minute. Add your first HOT by receiving from another wallet, or by buying in-app where supported.
From zero to using Holo
앱 받기
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add HOT
Receive HOT from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Holo is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your HOT and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Holo?
Holo(HOT)는 HoloToken이라고도 불리며, 2018년 이더리움에서 발행된 ERC-20 토큰입니다. 전통적인 블록체인 없이 작동하는 P2P 애플리케이션을 구축하기 위한 프레임워크인 Holo 및 Holochain과 연결되어 있습니다. Holo는 이러한 애플리케이션을 일반 인터넷을 통해 이용할 수 있도록 커뮤니티 소유의 호스팅 인프라를 제공합니다. HOT는 Holochain 애플리케이션을 운영하는 호스트에게 지불하기 위해 설계된 회계 통화인 HoloFuel로 교환될 것을 목적으로 만들어진 임시 자산입니다. 2026년 기준으로 프로젝트는 HOT에서 HoloFuel로의 기술적 마이그레이션을 진행 중이므로, 토큰의 장기적인 역할은 이 전환이 어떻게 진행되느냐에 달려 있습니다. 더 넓은 Holochain과 HoloFuel 시스템이 아직 성숙해가는 단계이기 때문에, HOT는 해당 인프라의 출시 과정과 연계된 초기 단계 자산으로 남아 있습니다. Holo 시세를 추적하고 HOT를 자기 보관 지갑에 보관할 수 있습니다.
What you can do with Holo in Zypto
Zypto App connects your Holo to real-world spending. Swap into supported coins in-app, use your Holo in the real world.
Vault Key Card 콜드 스토리지
Card-based cold-wallet hardware. NFC-tap to sign Holo transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
가상자산 카드Pay bills with Holo
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
청구서 결제Buy gift cards with HOT
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
기프트카드어떤 기기도 충전
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
모바일 충전크로스체인 스왑
Swap Holo into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
멀티체인 지갑Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Holo
Cross-chain swaps mean your HOT can become any of these in two taps.
662+ dedicated wallet pages
Holo wallet FAQs
What's the best Holo wallet app?
That depends on what you want to do with your HOT. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Holo wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your HOT. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Holo into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Holo wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
Learn more about Holo
