Best Diem wallet app for real use
DIEM · Base networkLooking for a Diem wallet or a DIEM wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold DIEM, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Diem은(는) Base 네트워크에서 작동하며, 아직 Zypto App에 통합되지 않았어요. X에서 Base을(를) 요청하시면 Diem을(를) 보유하고 스왑할 수 있도록 우선적으로 추가할게요.
Zypto App에서 Base 요청
Why Zypto is the best Diem wallet for everyday use
Most Diem wallets do one thing: hold DIEM. Zypto App is a full DeFi wallet built for actually using it. Hold DIEM non-custodially on the Base network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Diem wallet app or your first DIEM wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Diem wallet for beginners and the best DIEM wallet app
New to Diem? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working DIEM wallet in under a minute. Add your first DIEM by receiving from another wallet, or by buying in-app where supported.
From zero to using Diem
앱 받기
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add DIEM
Receive DIEM from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Diem is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your DIEM and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Diem?
Diem(DIEM)은 토큰화된 AI 컴퓨팅 자산입니다. 각 토큰은 프라이버시 중심 AI 추론 플랫폼인 Venice에서의 일정한 일일 API 용량을 나타내며, AI 모델에 대한 접근을 구독으로 대여하는 대신 보유, 전송, 거래할 수 있는 온체인 자산으로 바꿔줍니다. 이는 Venice와 연계된 DIEM이며, 이름이 같은 중단된 Facebook Libra/Diem 프로젝트와는 무관하다는 점에 유의해야 합니다. DIEM은 Coinbase의 이더리움 레이어 2 네트워크인 Base에서 발행된 ERC-20 토큰입니다. 새 토큰은 Venice의 네이티브 토큰인 VVV를 스테이킹해 잠그는 방식으로 발행되며, 이를 통해 DIEM 공급량이 플랫폼의 더 넓은 경제와 연동됩니다. 이 토큰은 2025년 Venice의 API 서비스 출시와 함께 등장했습니다. 단일 AI 플랫폼에 연계되고 비교적 새로운 모델을 사용하는 자산인 만큼, 그 가치는 해당 플랫폼의 컴퓨팅에 대한 지속적인 수요에 달려 있으므로 더 높은 리스크로 간주해야 합니다. Diem 시세를 추적하고 DIEM을 자기 보관 지갑에 보관할 수 있습니다.
What you can do with Diem in Zypto
Zypto App connects your Diem to real-world spending. Swap into supported coins in-app, use your Diem in the real world.
Vault Key Card 콜드 스토리지
Card-based cold-wallet hardware. NFC-tap to sign Diem transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
가상자산 카드Pay bills with Diem
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
청구서 결제Buy gift cards with DIEM
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
기프트카드어떤 기기도 충전
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
모바일 충전크로스체인 스왑
Swap Diem into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
멀티체인 지갑Pay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Diem
Cross-chain swaps mean your DIEM can become any of these in two taps.
662+ dedicated wallet pages
Diem wallet FAQs
What's the best Diem wallet app?
That depends on what you want to do with your DIEM. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Diem wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your DIEM. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Diem into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Diem wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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