If you’ve been hunting for the best XRPL wallet, here’s where your search can end.
Allow us to introduce Zypto App, the true multichain powerhouse. Sleek, lightening-fast, and built for real world use, it’s the only crypto app you’ll need.
Manage, send, receive, and swap XRP and every token on XRPL, then take it further. Use your XRP for real payments through Zypto crypto cards, pay bills, buy mobile top ups, and explore a full ecosystem that connects crypto to everyday life.
What Is an XRPL Wallet
An XRPL wallet lets you connect directly to the XRP Ledger, the blockchain behind XRP and thousands of issued tokens. Zypto App gives you complete, self custodial control of your XRPL wallets, combining simplicity, speed, and full ownership of your assets.
You can hold, send, and receive XRP and any XRPL token instantly. Create as many wallets as you like, for free, and manage them all in one clean mobile interface. No complexity, no browser extensions, just pure control.

Manage XRP and XRPL Tokens in Zypto App
Zypto App supports every single token on XRPL. In fact, we challenge you to find one that is not supported. Store and manage XRP alongside wrapped assets, stablecoins, community tokens, and experimental projects, all in one secure place.
Every wallet is encrypted and self custodial, meaning you and only you hold the keys. Your assets stay under your control at all times. It is secure, simple, and built to match the pace of XRPL itself. Zypto App is an xrpl wallet that adds real world utility on top.
Swap XRPL Assets Instantly
Zypto App makes swapping direct and transparent. Exchange XRP and XRPL tokens inside the app through decentralised liquidity sources on the ledger, or swap between every coin and token across more than 20 blockchains, with more being added all the time.
As an xrpl wallet with built in multichain routing, Zypto App gives you the freedom to move value across chains without leaving your device. No exchanges, no middlemen, no waiting around. Everything happens in-app, onchain, and under your control. Whether you’re swapping XRP to USDT or moving across networks like Ethereum or Polygon, Zypto App gives you the freedom to move your assets exactly where you want them.

Zypto Cards Turn XRP Into Real World Spending Power
Your XRP does not need to sit on the sidelines. With Zypto crypto cards your assets are converted to local currency at load, not at the point of sale, so you can lock in gains the moment you top up. You decide when to convert and how much to load.
Use your card anywhere Visa or Mastercard are accepted, online, in store, or while you travel. You stay in control without banks or off ramp delays in the middle.
Cold Wallet Ripple Security With the Vault Key Card
If you are looking for a true cold wallet for Ripple XRP, Zypto’s Vault Key Card delivers strong protection. It keeps your XRP and XRPL tokens completely offline while staying connected to your app when you need it. The Vault Key Card protects Zypto App wallets and works with Zypto App as part of your everyday flow.
It supports over 24,000 crypto assets, with more being added constantly, offering one of the largest asset ranges of any cold or hard wallet on the market. The card authorises transactions only when tapped to your device. It supports up to three wallets, uses split key architecture, and never stores the full key on the card.

Real Utility Beyond Storage
Zypto is built for utility. Pay bills with crypto in 120+ countries covering more than 87,000 billers through Zypto Pay. Buy mobile top ups and data bundles in over 100 countries. Use your crypto for daily life, not just for holding.
The Zypto Gift Card Marketplace is coming very soon, adding another way to spend or gift your assets directly from the app.
Zypto’s Expanding Ecosystem
Zypto is more than a wallet. It is a connected, growing ecosystem where DeFi meets real world functionality. Wallets, crypto cards, bill pay, and more all flow together in one clean mobile experience.
Every update adds more ways to make crypto work for you. The result is an experience that feels modern and powerful, built around real user needs.
Probably the Best XRPL Wallet for 2025
Zypto App elevates what an XRPL wallet can do. Manage XRP and every XRPL token, swap crosschain, keep assets offline with the Vault Key Card, and use your crypto cards for real world payments, all in one secure mobile app.
It is modern, self custodial, and designed to help you enjoy more of your crypto. Probably the best XPRL wallet for anyone ready to use XRP their way.
Download Zypto App on iOS or Android and make every tap count.

FAQs
What makes Zypto one of the best XRPL wallets?
Zypto App combines XRPL wallet support with multichain swaps, crypto cards, bill pay, mobile top ups, and optional cold storage in one app.
Does Zypto App support every token on XRPL?
Yes. Zypto App supports every token on the XRP Ledger, from XRP itself to issued community and stablecoin tokens.
Can I swap XRP with other cryptocurrencies in Zypto App?
Yes. You can swap XRP and XRPL tokens directly in Zypto App, or trade across more than 20 blockchains using built in multichain routing.
Is Zypto App a cold wallet for Ripple?
Zypto App connects to the Vault Key Card, which provides true cold storage for Ripple XRP and all XRPL tokens while protecting your Zypto App wallets.
How does the Vault Key Card work with Zypto App?
The Vault Key Card authorises transactions only when tapped to your device. It supports up to three wallets and never stores the full key on the card.
Can I use XRP with Zypto crypto cards?
Yes. Zypto crypto cards let you load XRP on XRPL to local currency at load time, giving you control and avoiding off ramp delays.
Yes. Zypto crypto cards let you load XRP on XRPL to local currency at load time, giving you control and avoiding off ramp delays.
Zypto App is available on iOS and Android devices.






















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