Ripple vs XRP vs XRPL: The Differences & The Best Ripple Wallet

When people talk about Ripple, XRP, and the XRP Ledger (XRPL), they often use the names interchangeably.

But while they’re all connected, each term means something slightly different. For newcomers, this creates confusion: do you need a Ripple wallet, an XRP wallet, or an XRPL wallet?

The truth is simpler than it sounds, and knowing the distinction can help you choose the right wallet for your assets.

Ripple: The Company Behind the Ecosystem

Ripple is not the cryptocurrency itself, it’s the company. Founded to solve cross-border payments for banks and financial institutions, Ripple Labs developed much of the technology that powers the XRP Ledger today. In the media, XRP is still sometimes called “Ripple,” but technically, Ripple is the corporation, not the token.

So, when someone says “Ripple wallet“, what they usually mean is an XRP wallet.

XRP: The Cryptocurrency You Hold in a Wallet

XRP is the native cryptocurrency of the XRP Ledger, used for payments, settlement, and powering activity on the blockchain. It’s fast, efficient, and designed for real-world transactions. Unlike Ripple (the company), XRP is a digital asset you can buy, sell, hold, and transfer.

Many people searching for a Ripple wallet are really looking for a secure place to store and use XRP. In practice, a Ripple wallet and an XRP wallet are the same thing, and that’s where Zypto comes in. The Zypto App gives you a non-custodial DeFi crypto wallet app, control of your XRP, access to XRPL tokens, and a gateway into the wider crypto economy.

XRPL: The Blockchain Ledger That Powers XRP

The XRP Ledger, or XRPL, is the blockchain network that XRP runs on. It’s decentralised, open-source, and has been operating since 2012, making it one of the most battle-tested blockchains in existence. XRPL isn’t just for XRP; it also supports other tokens, NFTs, and decentralised applications.

When people search for an XRPL wallet or a Ripple wallet, they’re often looking for more than just a place to hold XRP. What they really want is a way to interact with XRPL tokens, explore its NFT ecosystem, and connect to dApps built on the ledger – all of which the Zypto App makes possible.

Why the Confusion?

Much of the confusion comes down to language. Headlines often call XRP “Ripple”. Exchanges sometimes label deposits and withdrawals as Ripple instead of XRP. Meanwhile, developers and power users talk about XRPL, which sounds like another token entirely.

The result is three terms floating around, when really they’re just different sides of the same coin:

Ripple = the company.
XRP = the token.
XRPL = the ledger.

At the end of the day, the practical question for users is simple: how do I safely store and use XRP?

The Wallet You Really Need: A Ripple Wallet

No matter which term you use – Ripple wallet, XRP wallet, or XRPL wallet, what you need is a secure way to control your XRP. The Zypto App is built as a multi-chain, non-custodial DeFi crypto wallet app. That means you keep the keys, and only you control your funds.

With Zypto App, you can:

Store and manage XRP securely.
Connect directly to the XRP Ledger (XRPL).
Access XRPL tokens, NFTs and decentralised apps.
Swap XRP across multiple chains.
Extend real-world utility through crypto cards, bill payments, and mobile top-ups.
Protect your XRP and XRPL tokens with the Vault Key Card, Zypto’s Ripple cold wallet

This makes Zypto more than just an XRP wallet. It’s your complete gateway into the Ripple / XRP ecosystem, while also supporting 24,000+ other crypto assets.

Conclusion

Ripple, XRP, and the XRPL are three parts of the same ecosystem, and knowing the difference helps you choose the right tools. Whether you’re holding XRP, exploring XRPL tokens, or keeping an eye on Ripple’s enterprise moves, what you really need is a secure, non-custodial Ripple wallet that brings it all together.

Zypto App is built for exactly that. Download today and experience the best Ripple wallet for iOS and Android – fast, secure, and ready for the full power of XRP and XRPL.

Download the Zypto App – The Best Ripple, XRP, and XRPL Wallet

FAQs

Is Ripple the same as XRP?

No. Ripple is the company, while XRP is the token. When people search for a Ripple wallet, what they actually need is an XRP wallet that lets them store and use XRP securely.

Is XRP the same as XRPL?

Not exactly. XRP is the cryptocurrency, while XRPL is the blockchain ledger it runs on. A modern Ripple wallet like the Zypto App gives you access to both XRP and XRPL tokens in one place.