Ripple (XRP) remains one of the most widely used digital assets for payments, cross-border transfers, and enterprise adoption. But with popularity comes risk. If you’re holding XRP, the way you store it matters. That’s where a cold wallet for Ripple comes in.
Why You Need a Cold Wallet for Ripple (XRP)
Keeping XRP in an exchange wallet or a hot wallet connected to the internet exposes you to unnecessary risks :
- Exchange hacks and insolvencies
- Frozen or restricted withdrawals
- Malware and phishing attacks
- Custody risk (someone else holding your keys)
A cold wallet, kept offline, removes these threats by placing you in full control of your keys.
Types of Cold Wallets for Ripple
Hardware Wallets
There are many cold wallet devices available for storing XRP offline. They’re secure but often limited in asset support and require cables and firmware updates.
Paper Wallets
Printing your private keys on paper is one way to go completely offline. While cheap, paper wallets can be lost, damaged, or compromised if printed insecurely.
NFC Cold Wallets
Modern cold wallets like the Vault Key Card (VKC) combine cold storage security with mobile convenience. The VKC connects to the Zypto App via tap-to-sign, adding 3FA security (PIN, Card, and optional biometrics) without cables or complexity.
The Zypto Vault Key Card Advantage
The VKC is more than a cold wallet, it’s a security layer for your entire Zypto ecosystem :
- Protects up to 3 wallets in the Zypto App
- 3FA security (PIN, Card, and optional biometrics)
- Offline, tap-to-authorise transactions
- Portable and credit-card sized
- Supports 24,000+ assets, including all assets on the XRP Ledger
Unlike traditional hardware wallets, the VKC doesn’t require firmware installs or USB connections. It’s built for users who want both security and speed.
Using Ripple Safely With Zypto App
Ripple holders don’t just want storage, they want usability. The Zypto App lets you store XRP, link it to your VKC for cold protection, and still enjoy real-world functionality :
- Pay bills with XRP via Bill Pay
- Buy from thousands of brands in the Gift Card Marketplace
- Top up phones globally with Mobile Top-Ups
- Connect to crypto cards for global spending
Cold Wallet Ripple: Choosing the Best Option
- For maximum security: Zypto App + Vault Key Card
- For privacy options: Prepaid crypto debit cards with soft KYC (no documents required in most cases)
- For balance of usability + safety: Zypto App with VKC protection
- For business needs: Zypto Pay extends security to crypto payment processing
Protect Your Seed Phrase
Your seed phrase is the ultimate key to your wallet. If someone else gains access to it, they can control your XRP and any other assets. That’s why safe storage of your seed phrase is essential – never share it, never store it online, and never type it into unknown sites.
The Zypto App and Vault Key Card work together to add powerful layers of security on top of your self-custody. While the VKC protects wallet access and transactions, your seed phrase remains the foundation of ownership. Keep it private, and combine it with the VKC for maximum security.
Ready to Secure Your Ripple?
Don’t leave your XRP exposed to exchange risk. Pair the Zypto App with the Vault Key Card to lock down your Ripple holdings, while still keeping them usable in the real world.
Download Zypto App today and secure your Ripple with cold storage protection that works for your lifestyle.
FAQs
Is XRP safer in a cold wallet?
Yes. A cold wallet stores private keys offline, helping protect XRP from online attacks and potential exchange losses.
Can I access XRP DeFi while using cold storage?
Yes. Some cold wallets support secure transaction signing while allowing access to supported DeFi features through a linked app.
How does the Vault Key Card compare to other cold wallets?
The Vault Key Card offers three-factor authentication, supports XRP Ledger tokens, and works offline without cables or ports.
Is internet access required to use a cold wallet?
Cold wallets like the Vault Key Card operate offline. Internet access is only required by the connected wallet app for transaction broadcasting
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