Grow your network, stack ZYPs, and get $25 when your referral buys a Vault Key Card.
If you’ve been holding back on sharing Zypto, now’s the time to go all-in.
The Zypto Referral Program just keeps getting better, and it’s helping users earn every day. From swap commissions to instant rewards, you now have multiple ways to profit by simply inviting others to join the movement.
The Rewards Are Real
- Up to 0.1% of your referrals’ future swaps paid in ZYPs automatically
- $5 in ZYPs for you and your referral when they complete all onboarding steps
- A bonus $25 in ZYPs when your referral purchases a Vault Key Card
No delays, no approvals, no waiting around. Just real rewards backed by real usage.

How It Works
It’s simple. Share your personal link, and earn every time your friend engages with Zypto.
Step 1: Refer someone
Open your Zypto App, head to the Rewards Hub, tap ‘Refer a Friend’ and share your link or QR code.
Step 2: They join and complete onboarding
Your referral must:
- Download Zypto App
- Create or import a wallet
- Register in the Rewards Hub
- Subscribe to the newsletter
- Complete either a $300+ swap using ChangeNOW, or buy a Virtual Crypto Card
Step 3: You both earn $5 in ZYPs
And you start earning up to 0.1% of their future swaps, automatically.
Step 4: VKC bonus time
If your referral buys a Vault Key Card, you’ll receive $25 in ZYPs as a one-time bonus.

Why Zypto Referrals Are Different
Most referral programs make you wait. Ours pays from the start.
Zypto tracks your referrals’ steps in real-time. Tap the People icon at the top right of the Rewards Hub to see who’s signed up, what they’ve completed, and how much you’ve earned.
There’s no cap on earnings, and even though weekly referral submissions are limited to 10, any extras roll over automatically so you never miss out.
Spend Your ZYPs Your Way
ZYPs can be used throughout the Zypto ecosystem, including:
- Mobile top-ups in over 170 countries
- Buying and loading crypto cards
- Purchasing a Vault Key Card
- Paying a bill with crypto
- And more
Your ZYPs balance can be used in full or in part, depending on your purchase. Just choose how many ZYPs you want to apply directly in the Zypto App.
Start Earning Today
You’re already part of the Zypto movement. Now invite others, help them free their money, and build your own crypto income stream while you’re at it.
Share your link, earn ZYPs, and get rewarded again and again.

FAQs
How do I join the Zypto Referral Program?
Simply open the Zypto App, go to the Rewards Hub, tap ‘Refer a Friend’, and share your personal link or QR code. You’ll start earning rewards when your referral completes the required steps.
What do my referrals need to do for us to earn rewards?
Your referral needs to download the Zypto App, create or import a wallet, register in the Rewards Hub, subscribe to the newsletter, and either make a $300+ swap via ChangeNOW or purchase a Virtual Crypto Card.
What rewards can I earn from referrals?
You’ll earn $5 in ZYPs once your referral completes all onboarding steps. You’ll also receive up to 0.1% of their future swaps in ZYPs, and an additional $25 in ZYPs if they purchase a Vault Key Card.
Is there a limit to how many people I can refer?
You can refer as many people as you like. However, rewards are currently limited to 10 new referral activations per week. Any extras will roll over to the following week automatically.
Where can I track my referrals and earnings?
You can track your referral status and rewards by tapping the People icon in the top-right corner of the Rewards Hub. This shows who you’ve referred and which steps they’ve completed.
What can I do with the ZYPs I earn?
ZYPs can be used throughout the Zypto ecosystem, including mobile top-ups, loading crypto cards, purchasing a Vault Key Card, or contributing toward any other eligible product or service in the Zypto App.






















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