10 Best Crypto Friendly Banks in 2025 by Sarah Kutu

With a projected growth rate (CAGR) of 8.62% between 2024 and 2028, the crypto market could be worth over $71 billion in the next four years. The crypto banking space is vital to this, thanks to its goal of increasing blockchain adoption with crypto-friendly banks. 

Due to the continuous interest in integrating cryptocurrencies into traditional banking, many companies have created Bitcoin-friendly banks. Others have also developed crypto banking software to meet the demands. 

Now, let’s walk you through the best crypto-friendly banks to consider. Whether you’re a crypto investor, novice, professional, or a business trying to integrate a crypto solution into your platform, there’s something here for you. 

What Are Crypto-Friendly Banks?

Before revealing the best banks supporting cryptocurrency transactions, understanding how they operate and what makes them unique is crucial. 

Simply put, a crypto-friendly bank is a financial institution offering traditional banking and cryptocurrency services as an additional service. Such banks can typically process fiat currencies and crypto transactions securely and safely. 

Users can deposit, withdraw, and save their physical or virtual currencies on such platforms without worry or hassles. Some even let you trade cryptocurrencies directly. 

However, not all banks build their crypto-friendly solutions themselves. Usually, banks and financial institutions leverage the application programming interface (API) from third-party developers to create a Bitcoin-friendly financial system. 

These Web3 companies offer various cryptocurrency solutions to businesses, including wallets, exchanges, crypto debit cards, and Bitcoin payment gateways. Thus, crypto-friendly banks combine banking entities and blockchain solutions providers. 

Top Crypto-Friendly Banks 2025

1. Zypto 

In 2025, one standout option is Zypto App, a next-generation financial platform designed for crypto enthusiasts and everyday users alike.

Zypto App bridges the gap between traditional banking and digital finance, offering a secure and user-friendly experience. Supporting over 24,000 cryptocurrencies, it enables instant crypto-to-fiat conversions, multichain swaps, and instant send and receive options for crypto transfers. With over 130 global on- and off-ramp options, users can easily move between fiat and crypto with minimal friction. Thanks to Zypto’s partnership with MoneyGram, users can also cash in and cash out internationally, further expanding financial accessibility.

Additionally, Zypto allows users to pay bills directly with crypto, while its high-limit physical and virtual crypto cards provide effortless spending online or in-store. The Zypto Rewards Hub offers incentives for users engaging with the platform, creating new earning opportunities within its ecosystem.

With its wide range of features and focus on accessibility, Zypto App makes managing digital assets easier than ever.

2. Revolut 

Revolut is a reputable fintech company headquartered in the UK, but it offers services to clients globally. The platform provides features similar to traditional bank accounts, allowing users to deposit and withdraw funds, pay online bills, budget, and organize finances. 

However, Revolut’s standout feature for cryptocurrency enthusiasts is its support for cryptocurrency trading and investing. You’ll find over 2,500 stocks and 80+ digital assets, including Bitcoin, Ethereum, Polygon, and Solana, alongside a decent number of upcoming coins. 

The Revolut app boasts a user-friendly interface that makes it seamless for users across different experience levels. So, you can buy, sell, hold, and invest in diverse cryptocurrencies in one place. In addition, it offers up to 5% AER/gross (Annual Equivalent Rate) interest rate on savings paid daily. 

The platform offers competitive exchange rates and instant swaps if you’re converting from crypto to fiat or vice versa. The Revolut crypto wallet allows you to manage and store your digital assets, making the app ideal for storing crypto and traditional money. 

Revolut offers a free standard plan and four paid monthly plans: Plus, Premium, Metal, and Ultra, which cost £3.99, £7.99, £14.99, and £45, respectively.

3. Wirex 

Wirex is another digital payment platform that supports cryptocurrency payments and transactions. Though it can’t be technically called a bank, it falls within the crypto-friendly banking space because it accepts both fiat and cryptocurrencies. 

You can buy, sell, deposit, and withdraw up to 250 digital assets on Wirex and spend Bitcoin or other assets using the Wirex Mastercard debit card. The card offers free ATM withdrawals. Due to its effective cross-chain bridges for stablecoins and cryptocurrency tokens, it can also perform instant transactions across multiple networks.

Another reason crypto enthusiasts choose Wirex is its crypto cashback offer. The platform rewards users with up to 8% crypto back every time they use the crypto card for online payments. Moreover, the platform has other earning opportunities, including crypto staking. 

Likewise, when you lock up the Wirex Token (WXT), you can earn up to 360% APR on your investment. 

Wirex offers a free standard plan and two monthly paid plans: Premium ($9.99) and Elite ($29.99). You can also access various decentralized finance (DeFi) opportunities, including crypto borrowing and lending, without requiring credit checks. 

4. Juno 

Juno is a well-known crypto-friendly banking platform for individuals and businesses that use cryptocurrencies for payments. The platform is a go-to app for cash and crypto, making it suitable for traditional and blockchain banking. 

On Juno, crypto users can create a personal account tailored to their needs alongside conventional bank accounts. That way, they can perform various activities, including instant crypto trading, savings, and investments. 

Juno offers fast crypto deposits and withdrawals with its support for 20 different chains, including Bitcoin, Ethereum, and Solana. Additionally, customers can access various DeFi opportunities, including crypto loans, staking their assets for passive income, and earning periodic rewards, such as 4.33% interest on U.S. Treasury bills.

As a complete bank alternative, Juno also makes it possible to automate your bill payments. So, you can pay your rent, credit card bills, and utility directly on your phone. You can also pay at physical stores using the Juno mobile app or debit card. 

Juno charges different monthly fees depending on your financial assets. The fee for Treasury bills is 0.05%, and any deposit above $100 is taxed with a 2% transfer fee. Depending on the coin, crypto withdrawal fees, such as BTC, LTC, ETH, USDT, XRP, etc., rely on the coin. 

5. Monzo 

Monzo Bank Limited is a British online bank located in London, England. It was one of the first entrants in the UK digital banking space, and with over 11 million users, it is a reliable option for users. Its openness to Bitcoin and cryptocurrencies also makes it stand out from competitors. 

However, it’s important to note that Monzo doesn’t support direct cryptocurrency trading on its platform. Instead, customers can integrate their Monzo bank accounts and cryptocurrency exchange accounts. For instance, you can use your Monzo card on supported crypto exchanges and monitor your crypto and regular bank transactions in one place. 

The platform also supports direct deposits and withdrawals from connected crypto exchanges, making transactions more seamless for users with its convenient fund management. It provides 

a 3.35% AER interest and other options to borrow funds such as overdrafts, flex credit cards, and loans. 

However, one significant downside to the Monzo app and card is its limitation to only UK customers. If you reside in the US or any other country, we recommend opting for a globally accessible alternative. 

6. Mercury 

Mercury is a fintech company offering banking services to millions of customers globally. The platform provides various solutions for crypto and traditional banking. However, what stands out to crypto enthusiasts is its Web3 solution, which was developed for crypto-focused companies. 

Businesses can use these solutions to integrate crypto into their payment offerings, making fiat and crypto transactions seamless. Physical and virtual cards with customizable limits and other features are also available. 

Moreover, as an individual, Mercury offers crypto trading opportunities. You can buy Bitcoin or other digital assets through your Mercury account. However, the platform doesn’t provide crypto storage services, so you need to leverage exchanges and external cryptocurrency wallets. 

Mercury’s $5 million insurance with the Federal Deposit Insurance Corporation (FDIC) also makes it a reliable platform for individuals and businesses, as it guarantees high funds safety. Mercury offers a free plan and two paid plans, Mercury Plus and Mercury Pro, which are priced at $35 and $350, respectively.

7. JPMorgan Chase 

JPMorgan Chase needs no introduction in America and the world at large. The global financial institution has been around for over two decades, offering various traditional banking and investment services to millions of international users. 

More recently, JPMorgan Chase added crypto services to its offerings, facilitating cross-border crypto payments among its clients using the JPM Coin. 

It also offers crypto-friendly services to some exchanges and investment platforms for digital assets. However, its primary focus with these institutions is compliance and risk management. 

Individuals can also leverage a Chase Bank account for crypto purchases. You can buy cryptocurrencies like Bitcoin, Ethereum, Solana, and other top assets through the bank. However, it’s important to note that JPMorgan Chase doesn’t support direct Bitcoin payments. 

Your account may be blocked if you initiate crypto payments from your Chase account. Instead, transfer your assets to a self-custodial wallet for direct crypto payments and spending. 

8. Goldman Sachs 

Goldman Sachs is another global financial institution with a prominent presence in the digital banking space. The European investment bank offers crypto options trading to customers. 

You can buy and sell cash-settled Bitcoin and Ether options. There are also CME-listed Bitcoin and Ether futures. 

So, as an experienced trader, you can explore the derivatives market with options and futures trading possibilities on the Goldman Sachs crypto trading desk. However, it’s crucial to note that the bank doesn’t trade the underlying crypto assets directly. 

The recent spot Bitcoin and ETH exchange-traded fund (ETF) approval has awakened more institutional investments. So, the majority of Goldman Sachs cryptocurrency traders are mostly hedge-fund clients. 

If you’re a retail investor looking for a crypto-friendly bank, you may consider more beginner-friendly options.  

9. Cash App

Cash App entered the market as a peer-to-peer payment platform, but it has now become a comprehensive platform for various financial services. 

Though Cash App is more of a payment platform, it can be considered one of the leading crypto-friendly banks because it supports Bitcoin.

You can buy BTC directly on the platform and venture into the traditional payments market to facilitate online transactions. You can also use the Cash App debit card and mobile app for instant crypto payments at supported merchants and stores. 

Businesses can also integrate crypto payments and get paid in Bitcoin using the payment app. It also has a built-in exchange where you can sell your BTC for cash within the app. 

However, unlike other Bitcoin-friendly banks, Cash App supports only Bitcoin. The limitation is a significant downside for crypto users with diversified portfolios. 

10. Citi

Last on our list of the best crypto-friendly banks is Citi. The American banking giant offers various traditional banking services, including lending and borrowing, investing, and wealth management. 

You’ll also find various products, such as credit cards, mortgages, and checking solutions. However, the bank recently launched its token services that allow tokenized deposits and smart contracts, making cash management easier for its institutional clients interested in using blockchain technology. 

These include investments in stocks and crypto ETFs and being able to purchase Bitcoin and other cryptocurrencies on supported exchanges through their Citi bank accounts. 

How to Pick a Bitcoin-Friendly Bank For Your Needs 

All the crypto-friendly banks in this list are suitable for retail and institutional investors. However, considering their peculiarities, here are a few tips on choosing the right option. 

• Check if the provider offers services in your location. For instance, platforms like Cash App and Monzo are available only in the US and the UK, respectively. So, trying to use them from other locations is impossible. 

• Consider your trading and investing needs. If you’re a retail investor, choose a digital banking platform that supports your needs. Conversely, institutional investors can opt for established banks like JPMorgan Chase and Goldman Sachs. 

• Examine the supported crypto assets and fiat currencies to determine how many currencies they offer and if they have those you’d like to trade or invest in. 

• Consider the fees and other charges for all their offerings. Some platforms charge no monthly fees, while others have a cost for various services. Compare them and choose affordable options. 

• Check their security and regulatory compliance to know how they safeguard your funds and adhere to the financial regulations in your country and local jurisdiction. 

Conclusion

No more bank issues when trading crypto. Now, you can use crypto-friendly banks that make it easy to buy, sell, and spend crypto and fiat currencies in one place. We’ve curated the 10 best options on the market, with Zypto leading the way with its innovative Zypto App. 

With more banks expected to adopt crypto into their systems, you can explore these payment providers as you prepare for the future of money. 

Zypto – Creators of Innovative Cryptocurrency Solutions

Are you looking to integrate cryptocurrency services into your business or accept cryptocurrency payments? Affordable white label crypto solutions from Zypto are available, making it possible to launch such services without having to build from scratch.

These include cryptocurrency payment gateways, virtual and physical crypto cards, DeFi wallets and custom Web3 projects, that all support thousands of crypto and local currencies. Contact the team to learn how you can integrate cryptocurrency into your business.

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