Best Holo (HOT) wallet app for real use
HOT · Multichain networkLooking for a Holo wallet or a HOT wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold HOT, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Why Zypto is the best Holo (HOT) wallet for everyday use
Most Holo wallets do one thing: hold HOT. Zypto App is a full DeFi wallet built for actually using it. Hold HOT non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Holo wallet app or your first HOT wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Holo wallet for beginners and the best HOT wallet app
New to Holo? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working HOT wallet in under a minute. Add your first HOT by receiving from another wallet, or by buying in-app where supported.
From zero to using Holo
Tải ứng dụng
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add HOT
Receive HOT from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Holo is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your HOT and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Holo?
Holo (HOT), còn được gọi là HoloToken, là một token ERC-20 phát hành trên Ethereum năm 2018. Token gắn với Holo và Holochain, một framework để xây dựng ứng dụng ngang hàng (peer-to-peer) hoạt động mà không cần một blockchain truyền thống. Holo cung cấp hạ tầng lưu trữ (hosting) thuộc sở hữu cộng đồng để các ứng dụng này có thể được truy cập qua internet thông thường. HOT được tạo ra như một tài sản tạm thời, dự kiến có thể quy đổi sang HoloFuel, đồng tiền kế toán được thiết kế để trả cho các host vận hành ứng dụng Holochain. Tính đến năm 2026, dự án đang thực hiện quá trình chuyển đổi kỹ thuật từ HOT sang HoloFuel, vì vậy vai trò lâu dài của token phụ thuộc vào tiến trình chuyển đổi đó. Vì hệ thống Holochain và HoloFuel rộng hơn vẫn đang trong quá trình hoàn thiện, HOT vẫn là một tài sản ở giai đoạn đầu, gắn với việc triển khai hạ tầng đó. Bạn có thể theo dõi giá Holo và giữ HOT trong ví tự quản lý.
What you can do with Holo in Zypto
Zypto App connects your Holo to real-world spending. Swap into supported coins in-app, use your Holo in the real world.
Lưu trữ lạnh Vault Key Card
Card-based cold-wallet hardware. NFC-tap to sign Holo transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Thẻ tiền mã hóaPay bills with Holo
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Thanh toán hóa đơnBuy gift cards with HOT
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Thẻ quà tặngNạp bất kỳ điện thoại nào
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Nạp tiền điện thoại di độngHoán đổi xuyên chuỗi
Swap Holo into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
Ví đa chuỗiPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Holo
Cross-chain swaps mean your HOT can become any of these in two taps.
662+ dedicated wallet pages
Holo wallet FAQs
What's the best Holo wallet app?
That depends on what you want to do with your HOT. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Holo wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your HOT. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Holo into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Holo wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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