Best Lombard (BARD) wallet app for real use
BARD · Multichain networkLooking for a Lombard wallet or a BARD wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold BARD, swap into 24,000+ assets across 20+ chains, connect to dApps and put your crypto to work in the real world. All from one app, your keys on your device.
Why Zypto is the best Lombard (BARD) wallet for everyday use
Most Lombard wallets do one thing: hold BARD. Zypto App is a full DeFi wallet built for actually using it. Hold BARD non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Lombard wallet app or your first BARD wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
Lombard wallet for beginners and the best BARD wallet app
New to Lombard? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working BARD wallet in under a minute. Add your first BARD by receiving from another wallet, or by buying in-app where supported.
From zero to using Lombard
Pobierz aplikację
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add BARD
Receive BARD from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
Your Lombard is secured by you
Zypto App is non-custodial. Your private keys are generated and stored on your device, Zypto never has access to your BARD and every transaction is signed locally. For account access, every user sets a PIN with optional biometric security (fingerprint or face recognition). You can also filter your wallet to show only verified tokens, protecting you from random airdrops or unsafe assets. For offline hardware wallet security, pair with the Vault Key Card, card-based cold-wallet hardware that signs transactions over NFC, keys never touch the internet.
What is Lombard?
Lombard to protokół liquid stakingu Bitcoina, który pozwala posiadaczom BTC wykorzystywać swoje środki w zdecentralizowanych finansach, zamiast pozostawiać je bezczynnie. Jego głównym produktem jest LBTC, token liquid stakingu zabezpieczony w stosunku 1:1 przez zastakowany Bitcoin. Użytkownicy stakują BTC, otrzymują LBTC, a następnie mogą pożyczać, zaciągać pożyczki lub dostarczać płynność w całym DeFi, wciąż zarabiając zysk ze stakingu Bitcoina. Leżący u podstaw staking działa poprzez protokół Babylon. BARD to natywny token Lombard. Wykorzystywany jest do zarządzania (governance), do stakingu wspierającego bezpieczeństwo sieci oraz do uzyskiwania dostępu do nagród i funkcji protokołu, z maksymalną podażą wynoszącą jeden miliard tokenów. Lombard uruchomił LBTC w 2024 roku, a token BARD wprowadził w 2025 roku, więc BARD to stosunkowo nowe aktywo o krótkiej historii rynkowej. LBTC jest dostępny w wielu blockchainach, w tym na Ethereum i innych obsługiwanych sieciach. Możesz obserwować cenę Lombard i przechowywać BARD w portfelu self-custody.
What you can do with Lombard in Zypto
Zypto App connects your Lombard to real-world spending. Swap into supported coins in-app, use your Lombard in the real world.
Zimne przechowywanie Vault Key Card
Card-based cold-wallet hardware. NFC-tap to sign Lombard transactions, keys never touch the internet.
Vault Key CardUse a Crypto Visa Card
Load the Zypto Premium Visa Card with crypto. Physical and virtual cards, use them wherever Visa is accepted.
Karty kryptoPay bills with Lombard
Settle utility bills and mobile contracts with billers worldwide, paid with crypto from your Zypto wallet.
Płatności rachunkówBuy gift cards with BARD
Gift cards from popular brands, paid with crypto. Settle in-app, redeem instantly.
Karty podarunkoweDoładuj każdy telefon
Send mobile credit across many countries in seconds. Pay with crypto, recipient gets local airtime.
Doładowania telefonówCross-chain swapy
Swap Lombard into 24,000+ assets across 1,000,000+ cross-chain routes. All in-app, all in two taps.
Portfel multichainPay with crypto
Zypto App supports 100+ cryptocurrencies for card loads, mobile top-ups, bill pay and gift cards. Swap any asset into a supported coin in-app, all in a few taps.
Zypto PayHold any of these alongside Lombard
Cross-chain swaps mean your BARD can become any of these in two taps.
662+ dedicated wallet pages
Lombard wallet FAQs
What's the best Lombard wallet app?
That depends on what you want to do with your BARD. If you're holding only, any non-custodial wallet works. If you want to hold, swap across 20+ chains, connect to dApps, and use crypto for real-world spending, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Lombard wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your BARD. Every transaction is signed locally on your device before it reaches the network.
How do I spend crypto with Zypto Premium Visa Cards?
When you load the card in Zypto App, your crypto is converted into USD. Conversion happens at load, not at the checkout, so you can lock value in, avoid volatility and spend wherever Visa is accepted around the world, subject to eligibility and applicable limits.
Which chains can I swap Lombard into?
Swap into assets across 20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON, across 1,000,000+ cross-chain routes. All in-app, all in two taps.
How do I back up my Lombard wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For offline hardware wallet security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) vary by region. See what's available where you are on our <a href="/spend-crypto/">Spend by Country</a> page.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.
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