How to Set Up a Ripple Wallet: The Best Ripple Wallet App for iOS and Android

Looking for the best Ripple wallet to buy, store, and use XRP?

Whether you’re new to Ripple (XRP) or a seasoned XRPL user, having a secure and flexible Ripple wallet is essential. With the Zypto App, you can create your Ripple wallet in minutes, protect your funds offline with cold storage options, and connect to the wider DeFi ecosystem.

Why You Need a Ripple Wallet

Ripple (XRP) is designed for fast, low-cost payments across the world. But to use XRP safely, you need a wallet that puts security, usability, and flexibility first.

A Ripple wallet lets you –

Store and send XRP securely
Manage trust lines for XRPL-issued tokens
Receive payments quickly and cheaply
Connect to apps and services built on the XRP Ledger

The XRP Ledger (XRPL), is the decentralised blockchain that powers Ripple payments (XRPL.org).

The Zypto App supports every token on the XRPL, with over 1,000+ Ripple-based assets, alongside 24,000+ cryptocurrencies across other major blockchains.

How to Set Up a XRP / Ripple Wallet in Zypto App

Getting started with a Ripple wallet in Zypto App takes just a few minutes. Follow these steps:

1. Download Zypto App
Download the app from the App Store or Google Play. It’s free and supports 25+ languages.

2. Create or import your wallet
Open Zypto App and choose to create a new wallet, or import an existing one using a recovery / seed phrase.

3. Secure your wallet
Write down your recovery phrase and keep it offline. Set up your app PIN and activate optional biometric login for added protection. Remember that Zypto is non-custodial, so only you ever control your keys.

4. Generate your Ripple address
Select ‘Receive’ from the menu and search for XRP. Select it to generate a unique wallet address for sending and receiving XRP and XRPL-based tokens.

5. Add funds or connect onramps
Transfer XRP or XRPL-based tokens from another wallet, use Zypto’s 130+ fiat onramps, or swap into XRP directly in the app.

6. Start using Ripple
Manage tokens, connect to dApps, swap across multi chains, and use Ripple for real-world utility with Zypto crypto cards, crypto bill pay, mobile top-ups, and USDC cash-in and cash-out at participating MoneyGram locations worldwide.

Ripple Cold Wallet Security

Security is everything in crypto. That’s why Zypto integrates with the Vault Key Card (VKC) – your Ripple cold wallet solution.

Your private keys are split, only coming together for a moment when you tap to transact
Protects against online hacks and malware
Adds extra layers of authentication before signing transactions

This makes Zypto one of the most secure Ripple wallets, combining cold storage with mobile convenience.

Spend XRP and Earn Rewards

Zypto isn’t just storage – it’s a true Ripple wallet app for real-world use –

Convert your assets to real-world spending power and shop online with a virtual Visa / Mastercard
Spend your converted XRP in-store by adding to Apple Pay or Google Pay
Pay bills and top up mobiles directly in-app
Earn cashback and rewards for XRP payments

Your Ripple wallet becomes more than a vault, it becomes your gateway to global spending and earning opportunities.

Connect Your Ripple Wallet to DeFi and dApps

Beyond payments, Zypto is a DeFi wallet app that connects your Ripple wallet to thousands of dApps.

Stake tokens
Provide liquidity
Access XRPL tools and services
Swap XRP cross-chain with other assets

Everything is done in-app, giving you the full power of DeFi without leaving your wallet.

Why Zypto Is Arguable the Best Ripple Wallet App

Choosing the right Ripple wallet matters. Here’s why Zypto stands out –

Supports XRP + all XRPL tokens (1,000+)
Cross-chain swaps between XRP and 24,000+ assets
Ripple cold wallet security via the Vault Key Card
Global payments with Visa integration
Rewards hub designed with XRP users in mind

If you’re looking for the best Ripple wallet app for iOS and Android, Zypto delivers both power and peace of mind.

Download the Zypto App today and set up your Ripple wallet in minutes – secure, multichain, and ready for everything DeFi.

FAQs

What is the best Ripple wallet app?

The Zypto App is one of the best Ripple wallet apps for iOS and Android, supporting XRP, all XRPL tokens, and over 24,000 other cryptocurrencies.

Can I use Zypto App as a Ripple cold wallet?

Yes. With the Vault Key Card (VKC), you can store XRP and XRPL tokens in true cold storage while still managing them inside the Zypto App.

How do I set up a Ripple wallet?

Simply download the Zypto App, create or import an XRP wallet, back up your seed phrase / recovery phrase, and start sending, receiving, and swapping XRP.