The Zypto Premium Physical VISA card is a high-limit physical crypto card designed for people who want more control over how they spend, off-ramp, and access their digital assets. It combines serious transaction limits, fast international availability, and clear, transparent pricing, all without locking you into a specific platform or limiting how you use your funds.
It’s built for scale, speed, and global usage, from everyday purchases to large transactions.
Spend Your Crypto Like a Pro
This is a high limit physical crypto card that works anywhere Visa is accepted – online or in-store, in over 150 countries. You can use it for travel, big ticket purchases, online shopping, business payments and everyday expenses.
Once loaded, your crypto is instantly converted to USD and ready to use. You control when the conversion happens when you decide to load it. Funds are exchanged at the time of load, so you lock in the rate in advance and avoid surprises at checkout.
The Zypto Premium Physical VISA can be loaded in Zypto App or at Zypto.com with over 100 cryptocurrencies, including
- Bitcoin (BTC)
- Ethereum (ETH)
- USD Coin (USDC)
- Ripple (XRP)
- Binance Coin (BNB)
- USDC, USDT, HBD, DAI, USD1 and other leading stablecoins
- Popular altcoins and top tokens across supported chains
You can load the card from your Zypto Wallet or any external wallet or exchange using Zypto’s ‘External Payments’ feature.
Card Limits That Mean Business
Unlike many crypto cards that restrict usage or impose low daily caps, this one is built to handle large volumes and frequent use.
Transaction Limits
- No monthly fee
- Up to $1 million monthly spend
- $175,000 per swipe or online transaction
- High ATM limits: up to $750 per day / $22,500 per month
- Near instant card approval and ships internationaly
ATM Withdrawal Limits
- $750 per day
- $22,500 per month
These limits make the card suitable for high-net-worth users, business accounts, and anyone looking for a powerful crypto off-ramp.
With zero monthly fees, it’s also perfect for occasional use. Keep it in your wallet and it’s there any time you want to off-ramp crypto to cash – fast.
Clear Fees, No Surprises
| Fee Type | Amount |
|---|---|
| Monthly Fee | $0 |
| Decline Fee | $0 |
| Domestic/International Tx | $0.30 |
| FX Fee (non-USD) | 1.75% |
| Crypto Off-Ramp Fee | 3% |
| Card Cost (Incl. Shipping) | $50 (One-Time) |
| ATM Withdrawals (Daily) | $750 |
| ATM Withdrawals (Monthly) | $22,500 |
All fees are displayed in advance inside the Zypto App at the point of load.
Load From Zypto or Anywhere
You’re not locked into a single wallet. With Zypto’s ‘External Payments’ feature, you can load the card from
- Your Zypto App wallet/s
- External wallets (MetaMask, Trust Wallet, Ledger, etc.)
- Exchanges that allow external crypto transfers
This makes the Zypto Physical VISA card one of the most flexible crypto cards available today. You can top up using whichever wallet or platform fits your needs.
Fast Approval, International Shipping
Getting started is simple. KYC usually takes just a few minutes. Once approved, your physical card is shipped internationally the next business day.
Activation happens inside the Zypto App. From there, you can load crypto, track balances, monitor usage, and access full card controls.
This high performance physical crypto card is a fully integrated tool that bridges the gap between crypto and real-world spending, built for people who expect more from their financial tools.
What Else Comes with the Zypto App?
The Zypto App isn’t just for card management, it’s a complete ecosystem for crypto users. Alongside your physical card, you can –
- Swap crypto crosschain across 20+ blockchains
- Pay bills with crypto in 125+ countries
- Send mobile top-ups worldwide
- Buy gift cards from thousands of global brands
- Access additional crypto card options (virtual, reloadable, single-use cards)
Whether you’re earning in crypto, living on-chain, or building a global business, the Zypto platform gives you more ways to use your assets in the real world.
KYC in Minutes, Shipped Internationally
To get started, users complete KYC verification inside the Zypto App. This process takes just a few minutes and verification usually takes minutes. Once verified, your card is shipped internationally the next business day.
When the card arrives, activation is done inside the app. From there, you’re ready to load crypto, track spending, and use your card – online, by swipe, and at ATMs worldwide.
Get yours today inside Zypto App or at Zypto.com.
FAQs
What is the Zypto Premium Physical VISA Card?
It’s a high-limit crypto card that lets you convert over 100 cryptocurrencies into fiat and spend them at Visa-accepting merchants worldwide. The card supports both online and in-store transactions.
How much can I spend with the physical crypto card?
The Zypto Physical VISA Card supports up to $175,000 per transaction, with a monthly limit of $1 million for POS and $1 million for online spend. Daily ATM withdrawals are capped at $750, with a monthly ATM limit of $22,500.
What are the fees for the Zypto crypto card?
There are no monthly or issuance fees. A flat 3% off-ramp fee is applied when you load crypto onto the card. All other usage is fee-free.
Can I use any wallet to load the Zypto card?
Yes. You can load funds from the Zypto App wallet or any external wallet or exchange using the External Payments feature.
When is my crypto converted to fiat?
Crypto is converted to USD at the time of load. The exchange rate is locked in at that moment, so your spending amount is fixed in advance.
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